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YOUR MONEY PERSONALITY: WHAT YOUR SPENDING CATEGORIES SAY ABOUT YOU

money-saving-tipsmoneyfinanceexpense-management
Olaitan Oyedele Abubakar

YOUR MONEY PERSONALITY: WHAT YOUR SPENDING CATEGORIES SAY ABOUT YOU

Everyone’s got a money personality, even if they don’t realize it. It’s not about how much you make, it’s about how you move your money. What you prioritize, what you avoid, what you splurge on when no one’s watching, those habits tell a story.

Think of your spending as fingerprints. Unique, revealing, emotional. You can tell who someone is by how they treat their money, the same way you can tell a lot about a person by what’s on their playlist or in their fridge.

So let’s decode yours.

THE COMFORT SPENDER:

You’ve had a long week. You’re tired, stressed, maybe a little burnt out. You open your favorite food app or click “Add to Cart” without hesitation. It’s your tiny slice of comfort in a chaotic world. If your Auritrack dashboard shows frequent “personal treats,” food deliveries, or late-night impulse buys, you might be a Comfort Spender.

This isn’t about weakness, it’s about emotion. You use money as a form of self-care. And that’s okay, until it starts becoming your only form.
The trick? Build healthier reward systems. Celebrate without overspending. Use tracking not to restrict yourself, but to notice why you’re spending , so you can choose rewards that actually bring peace, not guilt.

THE PLANNER

Your spending categories are neat, color-coded, predictable. Bills? On time. Groceries? Budgeted. Savings? Automated.
You’re not cheap, you’re strategic.

Planner types thrive on structure. You feel calm when things are organized, and chaos makes your skin crawl.

The upside? You’re reliable and rarely caught off guard.
The downside? You might stress over minor deviations or miss out on spontaneous joys.

Auritrack helps Planners loosen up in a smart way, setting “flex funds” that keep the structure, but allow breathing room. Because even the most disciplined wallets need a little fun money.

THE SPONTANEOUS SPENDER

You live for the thrill, the unplanned dinner, the random trip, the new sneakers that dropped today. Money, to you, is freedom. And you’d rather have experiences now than regrets later. If your transactions look like confetti, scattered across entertainment, travel, dining, and miscellaneous, you might be a Spontaneous Spender.
The key here isn’t to stop spending , it’s to plan for it.
Create a “fun fund” inside Auritrack. Name it whatever feels right “Joy Budget”, “Adventure Fund”, “Treat Yo’ Self”. That way, you still get your thrill, just without the financial hangover after.

THE GIVER

You’re the friend who picks up the tab without thinking twice, you send money to family, donate to causes, gift generously sometimes to your own financial detriment.

Givers lead with empathy, which is beautiful, but you can’t pour from an empty wallet.
Auritrack’s goal-setting feature can help you balance that heart of gold. Set a monthly “giving budget” not to limit your kindness, but to sustain it. That way you can keep helping others without silently hurting yourself.

THE AVOIDER

You’d rather not check your funds. The thought of budgets makes your chest tight. You swipe, hope for the best and tell yourself you’ll deal with it later. Avoiders aren’t lazy, they’re overwhelmed. Money anxiety often comes from years of guilt, confusion or mistakes
Auritrack was built with you in mind. It automates the tough parts, so you can slowly rebuild confidence without facing a wall of numbers. The goal isn’t to control everything but it’s to stop feeling scared of it.

Start with awareness, not perfection. One glance a day. One category at a time. That’s how fear fades.

THE INVESTOR-IN-TRAINING

You’re starting to think long-term savings, side hustles, maybe even stocks. You’ve begun tracking expenses not because you have to, but because you want to understand your growth curve. If your categories show “education,” “tools,” or “investments,” congrats , you’re building momentum.
The challenge now is consistency. Don’t let enthusiasm burn out.
Auritrack helps you visualize how today’s decisions ripple into tomorrow’s results. Watching those savings grow is addictive in the best way.

SoWhich One Are You?

Most of us are a mix of two or three types.
You might be a Planner during the week and a Spontaneous Spender on weekends. Or a Giver with your friends and an Avoider when it comes to your bills. The point isn’t to box yourself in it to understand yourself.
Because when you know your money personality, you can finally design systems that fit you, instead of trying to force ones that don’t.

HOW AURITRACK MAKES THE SELF-AWARENESS STICK

Auritrack doesn’t just categorize, it interprets, learns your patterns, spots your tendencies, and nudges you gently when you’re slipping into old habits. It’s like a mirror for your financial behavior, doesn’t judge, just reflects.

That awareness changes everything. You start spending with purpose instead of impulse.
You make decisions that feel aligned with who you want to be, not just what feels good in the moment.

THE BIG TAKEAWAY

Your money habits are just unspoken emotions wearing dollar signs, once you start tracking them, you stop being ruled by them.

Knowing your money personality is like turning a flashlight on in your wallet everything looks clearer, calmer, and more intentional.

So, open Auritrack today, look at your categories, read your story and this time, write the next chapter on your terms.

Originally published on Medium

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