Currency Converter
Convert between 150+ world currencies instantly with live exchange rates. This free currency converter shows real-time mid-market rates, conversion tables for common amounts, and a travel money calculator that compares fees across banks, ATMs, and exchange offices. Whether you are sending money abroad, planning a trip, or tracking international expenses, get accurate conversions with no signup required.
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Exchange rates provided by ExchangeRate-API
How to Use the Currency Converter
Select Your Source Currency
Choose the currency you want to convert from using the searchable dropdown. You can search by currency name, code, or country. Your local currency is auto-detected on first visit.
Choose the Target Currency
Select the currency you want to convert to. Use the swap button to quickly reverse the conversion direction without re-entering your selections.
Enter the Amount
Type the amount you want to convert. The result updates instantly as you type, showing both the converted amount and the exchange rate used.
Review Rates and Conversion Tables
Scroll down to see conversion tables for common amounts in both directions. Check the rate source indicator to see whether you are viewing live, cached, or approximate rates.
Compare Travel Exchange Options
Switch to the Travel Money tab to see how much you would receive through different exchange methods including banks, ATMs, and exchange offices, with estimated fees for each.
Understanding Currency Exchange
The Foreign Exchange Market
The foreign exchange (forex) market is the largest financial market in the world, with over $7.5 trillion traded daily. Unlike stock markets, forex operates 24 hours a day, five days a week, across major financial centers in London, New York, Tokyo, and Sydney. Exchange rates are set by the continuous buying and selling of currencies by banks, corporations, governments, and individual traders. The mid-market rate shown in this converter represents the true value of a currency pair before any markups or fees are applied.
Major, Minor, and Exotic Currency Pairs
Currencies are grouped into three tiers based on trading volume. Major pairs always include the US Dollar paired with another highly traded currency such as EUR, GBP, JPY, or CHF. These pairs have the tightest spreads and most liquidity. Minor pairs, also called cross pairs, exclude the US Dollar but involve other major currencies, like EUR/GBP or AUD/NZD. Exotic pairs combine a major currency with one from a smaller or emerging economy, such as USD/TRY or EUR/ZAR. Exotic pairs typically have wider spreads and higher conversion costs.
Getting the Best Rate When You Exchange
The rate you receive when exchanging money depends heavily on the method and provider you use. Online transfer services and multi-currency debit cards typically offer rates closest to the mid-market rate, often with transparent fees of 0.5% to 1%. Traditional bank wire transfers charge 2% to 4% in hidden markups above the mid-market rate. ATM withdrawals abroad usually add a 1% to 3% foreign transaction fee plus a flat withdrawal charge. Airport and hotel exchange offices are the most expensive, routinely marking up rates by 5% to 10%. Use the Travel Money tab above to compare these methods for your specific amount and see exactly how much you would receive through each channel.
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Frequently Asked Questions
Disclaimer: This tool is provided for informational and educational purposes only. It does not constitute financial, tax, investment, or legal advice. Results are estimates based on the inputs you provide and may not reflect actual financial outcomes. Always consult a qualified financial professional before making financial decisions.