A suite of free, no-login-required finance tools to help you make smarter money decisions. Calculate loan payments, plan budgets, track subscriptions, and more — all instantly in your browser. All tools support any currency, and the Auritrack app handles automatic conversion using live exchange rates.
Crunch the numbers on loans, interest, savings, taxes, and more.
Calculate monthly loan payments, view amortization schedules, compare loan options, and model extra payment savings.
See how your money grows over time with daily, monthly, or yearly compounding. Visualize growth with interactive charts.
Find out how much to save each month to reach your target by your deadline. Visualize your progress toward any goal.
Add up your assets and liabilities to see your total net worth instantly. Understand where you stand financially.
Convert any amount between 150+ currencies with live exchange rates. Fast, accurate, and always up to date.
Estimate your federal and state tax liability, see your effective tax rate, and use AI to find deductions you might be missing.
See how purchasing power changes over time. Calculate the real value of money across any year range.
Compare the true cost of renting versus buying a home over any time period. Make smarter housing decisions.
Calculate your DTI ratio instantly. See your front-end and back-end ratios and learn which debts to cut to qualify for a loan or mortgage.
Find the number where you can stop saving and let compounding carry you to retirement. See your Coast FIRE age and target instantly.
Estimate the future value of your monthly SIP investments with compounding. See total invested, returns, and growth over time in any currency.
See your new salary after a raise, the percentage increase, extra monthly pay, and whether the raise actually beats inflation.
Work out time-and-a-half or double-time pay, your total weekly earnings, and your effective hourly rate once overtime is included.
See whether you are on track to retire comfortably, how large your nest egg will grow, and how much to save each month to close the gap.
Find your financial independence number, see how many years until you can retire early, and model how your savings rate changes the date.
Find out how much house you can afford based on your income, debts, and down payment, with a realistic vs stretch price range.
Estimate your full monthly mortgage payment including property tax, insurance, and PMI, with total interest and a complete amortization schedule.
Estimate your monthly car payment with trade-in, down payment, sales tax, and dealer fees, plus the total interest you will pay.
Turn your gross salary into net take-home pay after tax, retirement, and other deductions — shown per year, month, and paycheck.
Find your gross and net profit margin, markup, and profit from cost and price, and see what a healthy margin looks like for your business.
Convert an hourly wage to annual, monthly, and weekly salary — or a salary back to an hourly rate — in seconds.
See how your money grows with regular contributions and compounding, project future value, and compare return scenarios.
Find out exactly when you will hit your first million and how much to invest each month to get there faster.
See how long your savings will last, test the 4% rule, and find a safe withdrawal amount for your retirement.
Find out how much car you can afford from your monthly budget, including insurance, fuel, and maintenance.
See if a 0% balance transfer saves you money after the fee, and whether you can clear the balance before the promo ends.
Work out the hourly or day rate you must charge to hit your target income after taxes, expenses, and unpaid time.
Find the units and revenue you need to cover your fixed and variable costs, and the price that gets you to profit.
Turn cost into a selling price with your target markup, and see the resulting profit margin. Understand markup vs margin.
Estimate monthly repayments, total interest, and the true cost of a business loan, with a full amortization schedule.
Plan your budget, map out debt payoff strategies, and set financial goals.
Describe your situation and let AI build a personalized monthly budget instantly. Or do it yourself with the 50/30/20 rule, custom ratios, or zero-based budgeting.
Compare snowball vs avalanche methods, get AI-powered strategy recommendations, and plan your debt-free journey.
Work out how much you need for 3–6 months of expenses and exactly how much to set aside each month to build your safety net.
See how long it takes to clear a card, the total interest you will pay, and how much faster a fixed payment gets you debt-free.
Split your total wedding budget across venue, catering, attire, and more, and track estimated vs actual costs.
Get a personalized money-saving challenge matched to your income and goal, with a week-by-week plan you can actually stick to.
Keep tabs on subscriptions, receipts, and recurring expenses.
Upload receipts and let AI extract amounts, dates, and merchant info instantly. More accurate than traditional OCR.
List all your recurring subscriptions, see monthly and yearly totals, and get AI-powered spending analysis.
Upload a statement page and let AI categorize your transactions, total each category, and show you exactly where your money goes.
Evaluate your financial wellness with quick, actionable quizzes.
Answer 10 quick questions to get a personalized financial wellness score with an AI-generated action plan.
Get a recommended counter-offer, see the lifetime cost of accepting a low raise, and generate an AI negotiation script tailored to your situation.
Describe a purchase and your finances and get a clear yes or no with the reasoning, plus a smarter way to pay for it.
Handy everyday tools for splitting bills, converting currencies, and more.
Split expenses evenly or by custom amounts, add tips, and share results with your group instantly.
See the sale price and how much you save on any discount. Stack multiple discounts and add sales tax to get the true final price.
Create professional invoices with auto-calculated line items and tax, then download a clean PDF. No signup, works in any currency.
Work out the tip and total for any bill, choose a tip percentage, and split it evenly between any number of people.
Add sales tax to any price or extract the tax from a tax-inclusive total. Use any rate or pick a US state preset.
Work out the fuel cost of any trip or commute from distance, fuel economy, and price per gallon or litre.
Compare products by cost per unit, per ounce, or per 100g to find the best value at the store.
Add or remove VAT at any rate, with presets for the UK, Nigeria, and more. See the net, VAT, and gross amounts instantly.
