The AI Expense Tracker Built for the US
Auritrack is an AI expense tracker and budgeting app for Americans who would rather not do the work. Track spending in USD across credit cards, bank accounts, and apps like Venmo, Cash App, and Zelle — just chat like you would text a friend, or upload a statement and let AI handle the bookkeeping. Built for everyday budgeters, 1099 freelancers, gig workers, and small businesses. Free to start.
Track in USD, across cards, banks, and payment apps
Americans rarely spend from just one account — there is a credit card here, a debit card there, plus Venmo, Cash App, Zelle, and PayPal. Auritrack pulls it all into one place. Type what happened in plain English, like “$45 on groceries”, “$15.99 Netflix”, or “Venmo $20 to Sam”, and the AI logs the amount, category, and context automatically. No forms, no manual categorizing.
Import statements from any US bank or card
Export a statement from Chase, Bank of America, Wells Fargo, Capital One, American Express, Citi, or almost any US institution, and upload the PDF, CSV, or Excel file. Auritrack's AI reads it, cleans up cryptic merchant descriptors, removes duplicates, and organizes months of transactions in seconds. Direct bank connections are on our roadmap; for now, uploading statements keeps your banking login details off our servers, so it is more private too.
A free, AI-native alternative to Mint, YNAB, and Monarch
Since Mint shut down in 2024, millions of Americans are looking for a replacement. Auritrack is a modern, AI-first option: instead of maintaining a dashboard, you let the AI do the tracking and the books. See how we compare as a Mint alternative, a YNAB alternative, and a Monarch alternative. Auritrack has a free tier, and the AI features run on Auricoins you only buy when you need them.
Built for freelancers, gig workers, and small businesses
If you earn 1099 income or run a small business, Auritrack works as your AI expense tracker and AI bookkeeper at once. Separate business from personal, track income across platforms like Uber, DoorDash, Upwork, and Etsy, and export clean reports for Schedule C at tax time. Plan ahead with our free tax estimator.
Track right inside Telegram
Prefer to log spending without opening another app? With our Telegram expense tracker you can message the bot to log expenses, check budgets, and ask about your spending. Everything syncs with your Auritrack account on web and Android.