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The AI Expense Tracker Built for the US

Auritrack is an AI expense tracker and budgeting app for Americans who would rather not do the work. Track spending in USD across credit cards, bank accounts, and apps like Venmo, Cash App, and Zelle — just chat like you would text a friend, or upload a statement and let AI handle the bookkeeping. Built for everyday budgeters, 1099 freelancers, gig workers, and small businesses. Free to start.

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Track in USD, across cards, banks, and payment apps

Americans rarely spend from just one account — there is a credit card here, a debit card there, plus Venmo, Cash App, Zelle, and PayPal. Auritrack pulls it all into one place. Type what happened in plain English, like “$45 on groceries”, “$15.99 Netflix”, or “Venmo $20 to Sam”, and the AI logs the amount, category, and context automatically. No forms, no manual categorizing.

Import statements from any US bank or card

Export a statement from Chase, Bank of America, Wells Fargo, Capital One, American Express, Citi, or almost any US institution, and upload the PDF, CSV, or Excel file. Auritrack's AI reads it, cleans up cryptic merchant descriptors, removes duplicates, and organizes months of transactions in seconds. Direct bank connections are on our roadmap; for now, uploading statements keeps your banking login details off our servers, so it is more private too.

A free, AI-native alternative to Mint, YNAB, and Monarch

Since Mint shut down in 2024, millions of Americans are looking for a replacement. Auritrack is a modern, AI-first option: instead of maintaining a dashboard, you let the AI do the tracking and the books. See how we compare as a Mint alternative, a YNAB alternative, and a Monarch alternative. The app is free, and the AI features come via a plan from $3/month or pay-as-you-go Auricoins you only buy when you need them.

Built for freelancers, gig workers, and small businesses

If you earn 1099 income or run a small business, Auritrack works as your AI expense tracker and AI bookkeeper at once. Separate business from personal, track income across platforms like Uber, DoorDash, Upwork, and Etsy, and export clean reports for Schedule C at tax time. Plan ahead with our free tax estimator.

Track right inside Telegram

Prefer to log spending without opening another app? With our Telegram expense tracker you can message the bot to log expenses, check budgets, and ask about your spending. Everything syncs with your Auritrack account on web, Android and iOS.

Frequently Asked Questions

Yes. The Auritrack app has a free tier you can start on right away, and you get free Auricoins when you sign up. For the AI features, subscriptions start at $3/month with monthly Auricoin grants and premium features (annual billing gives two months free), or you can stay pay-as-you-go with Auricoins that never expire. The free tier and core tracking always remain free.

Yes. You can export a statement (PDF, CSV, or Excel) from almost any US bank or card issuer — Chase, Bank of America, Wells Fargo, Capital One, American Express, Citi, and more — and upload it to Auritrack. The AI reads it, cleans up cryptic merchant descriptors, removes duplicates, and sorts everything into clear categories in seconds.

Not yet — direct bank connections (the kind apps like Mint and Plaid used) are on our roadmap. For now you connect by uploading a statement, which is actually more private because your banking login details never touch our servers. It still takes seconds to import months of history at once.

For many people, yes. Mint was shut down in 2024, and Auritrack offers a modern, AI-native way to track spending and budgets. You can read more on our Mint, YNAB, and Monarch alternative pages. The main difference from Mint is that you currently import statements instead of using automatic bank sync, and Auritrack does not sell your data to advertisers.

Definitely. 1099 freelancers, gig workers, and small business owners use Auritrack to separate business and personal spending, track income from multiple platforms, turn messy statements into organized books with AI, and export clean reports for Schedule C and tax season. Pair it with our free tax estimator to plan ahead.

Yes. Just tell the AI what you spent in plain English — "$45 on groceries", "Venmo $20 to Sam", "$15.99 Netflix" — or upload a card or bank statement. Auritrack tracks credit cards, debit, and peer-to-peer payments like Venmo, Cash App, Zelle, and PayPal all in one place, in USD.

Built for the US

Take Control of Your Money in the US

Join 100,000+ people who let AI track their spending. Track in USD, import statements from US banks and cards, and budget without the busywork. Free to start, with a generous free tier.

Get Started with Auritrack
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