The AI expense tracker built for the US
Auritrack is an AI expense tracker and budgeting app for Americans who would rather not do the work. Connect your bank or card through Plaid on Premium and your transactions come in on their own, or upload a statement from any US bank. The AI sorts every dollar across credit cards, bank accounts, and apps like Venmo, Cash App, and Zelle. Built for everyday budgeters, 1099 freelancers, gig workers, and small businesses. Free on iOS, Android and Telegram; web from $3/month; bank connections on Premium at $20/month.
Connect your US bank through Plaid
On Premium ($20/month or $200/year), you connect your checking, savings and credit card accounts through Plaid. You log in on Plaid's screen, Auritrack never sees your password, and the connection is read-only. Transactions then sync automatically once a week, already labelled and categorised. A payment from checking to your credit card is recognised as a transfer between your own accounts and left out of your spending, and the subscriptions you are paying for are found for you to confirm, with a reminder before the next charge. See how connecting your bank works and the supported countries.
Upload statements from any US bank or card
Statement upload works on every plan. Export a statement from Chase, Bank of America, Wells Fargo, Capital One, American Express, Citi, or any other US institution, and upload the PDF, CSV, or Excel file. Auritrack's AI cleans up cryptic merchant descriptors, skips anything it has already seen from a bank sync, and organises months of transactions in seconds.
Log cash and payment apps by chat
A bank feed cannot see cash, and a Venmo or Cash App balance may never touch your bank. For those, type what happened in plain English, like “$45 on groceries”, “$15.99 Netflix”, or “Venmo $20 to Sam”, and the AI logs the amount, category, and context. No forms, no manual categorizing.
An AI-native alternative to Mint, YNAB, and Monarch
Since Mint shut down in 2024, millions of Americans are looking for a replacement. Auritrack is a modern, AI-first option: instead of maintaining a dashboard, you let the AI do the tracking and the books. To be fair about it, Monarch and Copilot connect to more US institutions, sync more often, and track investments; Auritrack is the better fit if you want the AI to do the sorting, or you also hold money in other currencies. See how we compare as a Mint alternative, a YNAB alternative, and a Monarch alternative. The iOS, Android and Telegram apps are free, and the AI features come via a plan from $3/month or pay-as-you-go Auricoins you only buy when you need them.
Built for freelancers, gig workers, and small businesses
If you earn 1099 income or run a small business, Auritrack works as your AI expense tracker and AI bookkeeper at once. Separate business from personal, track income across platforms like Uber, DoorDash, Upwork, and Etsy, and export clean reports for Schedule C at tax time. Plan ahead with our free tax estimator.
Track right inside Telegram
Prefer to log spending without opening another app? With our Telegram expense tracker you can message the bot to log expenses, check budgets, and ask about your spending. Everything syncs with your Auritrack account on web, Android and iOS.
Take control of your money in the US
Join 100,000+ people who let AI track their spending. Connect your bank through Plaid on Premium, or upload a statement from any US bank or card, and budget without the busywork. Free on iOS, Android and Telegram; web from $3/month.
Or get it free on the App Store, Google Play or Telegram.
