Mint alternative
The AI Mint Alternative for Life After Mint
When Intuit shut down Mint in 2024, millions of people lost the free app they used to track spending and stick to a budget. Auritrack is a modern Mint alternative built for exactly those users. Instead of making you categorize every transaction by hand, the AI does the bookkeeping: chat your expenses in plain language, upload a bank statement, and let Auritrack track, sort and budget for you. It is free on iOS, Android and Telegram, the web app is from $3 a month, and it does not sell your data to advertisers.
- Pricing verified:
- Jul 2026
What ex-Mint users actually need in a replacement
Mint earned its following by being free, simple, and good at the basics: automatic syncing, budgets and clean categories. When you look for apps like Mint, you are really looking for those strengths without the catch that came with Mint’s free model — it was funded by ads and product recommendations built on your data. Auritrack keeps the budget-first experience, free on its mobile and Telegram apps, and pairs it with an AI expense tracker that does the tedious work for you, while keeping your data out of an advertising business entirely.
Auritrack vs Mint, side by side
Feature comparison of Auritrack and Mint
| Feature | Auritrack | Mint |
|---|---|---|
| AI chat expense tracking | Yes | No |
| AI bookkeeping & categorization | Yes | No |
| Automatic bank sync | Premium; US, Canada, Nigeria, Ghana, Kenya and South Africa. Statement import everywhere | YesHad automatic sync (now discontinued) |
| Bank-statement import (PDF/CSV/Excel) | YesPDF, CSV or Excel, read by AI | No |
| Budgeting | Yes | Yes |
| Savings goals | Yes | Yes |
| Invoicing | Small-business records and reports | No |
| Receipt scanning | Yes | No |
| All currencies, kept separate | YesEach currency kept separate | NoUS-focused |
| Data export (PDF/CSV) | YesPDF and CSV anytime | Limited |
| Telegram tracking | Yes@auritrack_bot | No |
| Investment tracking | No | Partial |
| Shared / household accounts | Yes | No |
| Sells your data to advertisers | No | YesAd & recommendation model |
| Price | Free app + web from $3/mo | Was free (discontinued) |
Mint: honest strengths and limitations
Mint: strengths
- was free
- automatic bank sync
- simple budgets
- clean categories
Limitations
- discontinued in 2024
- ad-supported model
- US-focused
- limited export
The honest difference: bank sync on Premium, statements for everyone
Mint connected straight to your bank and pulled transactions in for free. Auritrack does this too for US and Canadian banks, through Plaid, but only on the Premium plan ($20 a month or $200 a year), and it syncs weekly by default rather than continuously. On any plan you can upload a bank statement instead, and the AI reads, cleans and categorizes everything for you. Either way your banking password never touches our servers: the bank connection is read-only and the login goes to Plaid. You stay in control of exactly what you share, and you can export your data back out as PDF or CSV whenever you want.
More than a like-for-like Mint swap
Auritrack is not just a Mint clone. It is built for individuals and small businesses, works in 50+ countries, and turns tracking into a conversation. Pair it with the budgeting app to plan your month, and lean on AI bookkeeping to keep clean records for tax time. Whatever you choose, you should not have to hand over your data just to track your money — and with Auritrack the mobile and Telegram apps are free, with pay-as-you-go Auricoins only when you want the AI features. The web app is a subscription from $3/month.
Bring your Mint history into Auritrack
Copy this prompt, create your account, and paste it into the Auritrack AI chat. Upload your old Mint export or a bank statement and the AI imports and categorizes your history.
- 1
Copy the prompt
Grab the ready-made setup prompt below.
- 2
Create your account
Free on mobile and Telegram; web from $3/mo.
- 3
Paste into AI chat
Auritrack sets up your budget from it.
The honest verdict
Mint is gone, so the real question is what replaces it. If the single thing you miss most is free automatic bank sync, know that Auritrack has bank sync on Premium, not on the free apps. If what you miss is a budget-first tracker that is simple, private, free on your phone and does the sorting for you, Auritrack is built to be exactly that, and it works in your currency, wherever you are.
Where Mint still wins
- was free, bank sync included, before it was discontinued
Frequently Asked Questions
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Life after Mint, sorted
Make the switch from Mint today
Join 100,000+ people who track spending with AI instead of spreadsheets. Import your existing statements, set your budgets, and let Auritrack do the bookkeeping. No ads, all currencies supported. Free on the mobile apps and Telegram; web from $3/month.
Comparisons reflect our understanding of each product at the time of writing and may change; check each provider’s site for current pricing and features. Product names and trademarks belong to their respective owners. This page is general information, not financial advice. Budgeting app.