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The AI expense tracker built for India

Auritrack is an AI expense tracker and budgeting app for how India actually spends: dozens of small UPI payments a day, Swiggy and Zomato orders, auto and metro fares, rent, EMIs and SIPs. Upload a statement from any Indian bank or chat what you spent, and the AI sorts every rupee so you finally see where the month went. Free on iOS, Android and Telegram; web from $3/month.

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Or get it free on the App Store, Google Play or Telegram.

Track spending in rupees, the way India spends

Type what happened in plain English and the AI logs it in rupees. Say “chai 20”, “auto 80 to office”, “Swiggy 340 dinner”, or “paid maid 3000”, and it works out the amount, the category and the context. Cash still matters for the vegetable vendor, the auto driver and the household help, and none of that shows up in a bank statement. Log it in one message, or send a voice note in English.

Built for UPI: GPay, PhonePe and Paytm

UPI turned every chai and auto ride into a bank transaction, which is why Indian statements run to hundreds of lines with names like 'UPI/DR/4182.../SWIGGY'. Auritrack's AI reads those descriptions, works out the merchant and the category, and groups the dozens of small payments that never feel like much on their own. Upload the statement of the bank account linked to Google Pay, PhonePe or Paytm and every UPI payment comes in at once, alongside card spends, EMIs and auto-debits for your SIPs and insurance.

Upload a statement from any bank in India

Export a statement from SBI, HDFC Bank, ICICI Bank, Axis Bank, Kotak, Bank of Baroda, PNB and IDFC FIRST or any other bank, and upload the PDF, CSV or Excel file. Auritrack's AI reads it, untangles cryptic descriptions, skips anything it has already seen, and sorts months of transactions into clean categories in seconds. Imports use Auricoins because the AI does the reading, and you get free Auricoins when you sign up. See how statement import works.

Budgeting around salary, EMIs and SIPs

A large part of an Indian salary is committed before you see it: rent, EMIs, SIPs, insurance and money sent home. Auritrack shows what is genuinely left once those go out, so you can plan the rest of the month. Set category budgets with the 50/30/20 rule or your own plan, keep freelance or business income separate, and ask the AI things like "how much did I spend on food delivery this month?" Try the free AI budget planner to set up a plan in minutes.

Money sent home and shared family expenses

Many people in India support parents, share household costs with siblings, or lend to friends and family. Auritrack tracks money you lend and borrow, with reminders, and keeps transfers to family as their own category so you can see how much of your income goes to them each year. Couples and families can see where shared money goes without one spreadsheet that only one person updates.

For individuals and small businesses across India

Whether you are on a salary in Bengaluru and Mumbai, freelancing, or running a small business in Delhi, Hyderabad, Pune and Chennai, Auritrack works as your AI expense tracker and AI bookkeeper at once. Log on the go with the Telegram expense tracker, keep clean records, and stop guessing where your rupees go. The iOS, Android and Telegram apps are free; when you want more of the AI, pick a plan from $3/month or pay-as-you-go Auricoins.

Frequently asked questions

Something else on your mind?

Email support@auritrack.com

Yes. UPI payments from Google Pay, PhonePe, Paytm or any other app debit your linked bank account, so they all appear on that bank statement. Upload the statement and the AI reads the UPI references, names the merchant and categorises each payment. Between uploads, chat a payment like "Swiggy 340" to log it straight away.

All of them, through statement upload. Download a PDF, CSV or Excel statement from SBI, HDFC Bank, ICICI Bank, Axis Bank, Kotak, Bank of Baroda, PNB, IDFC FIRST, Yes Bank or any other bank or credit card, and upload it. Password-protected PDFs should be saved without the password first.

Yes, on the iOS and Android apps and on Telegram. Manual tracking and core budgeting are free there, so you can run your whole budget in rupees without paying anything, and you get free Auricoins when you sign up. AI features such as statement imports are pay-as-you-go with Auricoins that never expire, or you can subscribe from $3/month for monthly Auricoin grants and premium features. The web app needs a subscription from $3/month and has no free trial.

Yes. Auritrack works natively in INR and every other currency. If you also earn, save or spend in another currency, each transaction keeps its own currency and you see a separate total for each, with your preferred currency first. Nothing is converted behind your back.

Not yet. Direct bank connections currently cover the US, Canada, Nigeria, Ghana, Kenya and South Africa. In India, export a statement from your bank or wallet as a PDF, CSV or Excel file and upload it. The AI reads every line, cleans up the descriptions, skips anything already imported and sorts it all into categories. Statement upload works on every plan, for every bank.

Take control of your money in India

Join 100,000+ people who let AI track their spending. Upload a statement from any bank in India, or chat what you spent, and budget in rupees without the busywork. Free on iOS, Android and Telegram; web from $3/month.

Get started with Auritrack

Or get it free on the App Store, Google Play or Telegram.

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Log spending in plain sentences and let AI keep the books. Free on iOS, Android and Telegram.

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