Connect your bank to Auritrack

Connect your bank and your transactions come in on their own. No typing, no monthly export. Auritrack labels each one, leaves out transfers between your own accounts and finds the subscriptions you are still paying for. Bank connections are part of the Premium plan and work on web and mobile. You can connect banks in the US and Canada through Plaid, and in Nigeria through Mono, plus selected banks in Ghana, Kenya and South Africa.

Connect a bank on PremiumSee supported countries

How connecting works

Choose your country
In Auritrack on web or mobile, start a bank connection and choose the country your bank is in. Bank connections are on the Premium plan.
Log in through Plaid or Mono
Pick your bank and log in on Plaid's or Mono's own screen. Your password goes to them, never to Auritrack.
Transactions come in
Auritrack brings in your accounts and transactions, then keeps syncing on its own. The AI labels and sorts each transaction as it arrives.

What Auritrack does with each transaction

A raw bank feed is a list of cryptic merchant names. Auritrack turns it into books you can read.

Labels and categories
The AI cleans up merchant names and puts each transaction in a category.
Transfers between your accounts
When money moves from your current account to your savings, both sides are paired and left out of income, spending and budgets.
No duplicates
Transactions from bank sync are matched against statements you uploaded and anything you logged by chat, so nothing is counted twice.
Subscriptions and reminders
Repeating charges are picked out for you to confirm or dismiss, and Auritrack reminds you before upcoming charges.
Totals per currency
Each transaction keeps the currency it happened in. Totals are shown per currency, with your preferred currency first.
Log anything by chat
Log cash, split a bill or ask where your money went, in the app or on Telegram.

How often your bank syncs

Automatic sync runs once a week for each connected account, included in Premium. If you want fresher numbers, you can choose a more frequent schedule or press “Sync now” at any time. Both use Auricoins. Sync is scheduled, not live, so a purchase shows up after the next sync.

Your bank login stays with Plaid or Mono

Read-only access
Auritrack can read balances and transactions. It cannot move money or make payments.
Your password never reaches us
You log in on Plaid's or Mono's screen. Auritrack never sees or stores your bank password.
Encrypted access tokens
The token that lets Auritrack read your account is stored encrypted.
Disconnect any time
Disconnect from Settings. The connection is revoked and the token deleted. History already imported stays.

What it costs

Bank connections are part of Premium, at $20 a month or $200 a year. Statement upload and chat work on every plan, so you can try Auritrack with a statement first. If you leave Premium, syncing pauses and your accounts and history stay. See the full pricing.

Where you can connect

Countries where you can connect a bank on the Premium plan
Country	Connected through	Coverage
United States	Plaid	Banks available through Plaid
Canada	Plaid	Banks available through Plaid
Nigeria	Mono	About 340 institutions
Ghana	Mono	Selected banks (12 institutions)
Kenya	Mono	Selected banks (7 institutions)
South Africa	Mono	Selected banks (7 institutions)

Coverage is listed in full, with the date it was last checked, on the supported countries page. Bank somewhere else? Upload a statement instead. It works for every bank in every country, and later syncs never duplicate it.

Frequently Asked Questions

Yes, on the Premium plan. You can connect banks in the US and Canada through Plaid, and in Nigeria through Mono, plus selected banks in Ghana, Kenya and South Africa. If your bank is somewhere else, upload a statement and Auritrack does the rest.

No. Bank connections are part of Premium ($20 a month or $200 a year). Statement uploads and chat work on every plan.

Yes. Statement upload works for every bank in every country, in any currency. Upload a PDF, CSV or Excel file and Auritrack creates the account, sorts every transaction and skips anything it has already seen.

Once a week automatically, included in Premium. You can choose a more frequent schedule or press "Sync now", which uses Auricoins.

No. You log in on Plaid's or Mono's screen. Auritrack receives read-only access to balances and transactions and cannot move money. The access token is stored encrypted, and you can disconnect any time from Settings.

No. When money moves between two accounts you have connected, Auritrack pairs the two sides and leaves them out of income, spending and budgets. You can undo a match.

Auritrack matches them by account and skips duplicates, in both directions. The same goes for anything you logged by chat.

Yes. After each sync or statement upload it looks for repeating charges and asks you to confirm or dismiss them. It also reminds you before upcoming charges.

Each transaction keeps its own currency. Totals are shown per currency, with your preferred currency first. Nothing is converted behind your back.

Syncing pauses. Your accounts and history stay. Reconnect by upgrading again.

Yes. Cash, splits and anything your bank does not show can be logged by message in the app or on Telegram.

Bank connections

Let your bank fill in your budget

Connect your bank on Premium ($20 a month or $200 a year) and Auritrack sorts every transaction for you. Anywhere else, upload a statement.

Get Started with Auritrack