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The AI Expense Tracker Built for Nigeria

Auritrack is an AI expense tracker and budgeting app made for how Nigerians actually spend — data and airtime, transport, POS withdrawals, food, black-tax, and side hustles. Track everything in Naira by simply chatting like you would text a friend, or upload a bank statement and let AI do the bookkeeping with zero manual effort. Built for salary earners, freelancers, and small businesses across Nigeria. Free to start.

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Track spending in Naira, the way Nigerians spend

Most finance apps are built for the US and feel foreign here. Auritrack is different: just type what happened in plain English and the AI logs it in Naira. Say “3,500 on data”, “POS withdrawal 5,000”, “2k transport to the island”, or “sent 20k home”, and it understands the amount, the category, and the context. No forms, no endless dropdowns — tracking your money becomes as quick as sending a WhatsApp message.

Import statements from Nigerian banks and fintechs

Export a statement from GTBank, Access, Zenith, UBA, First Bank, Opay, PalmPay, Kuda, Moniepoint or almost any Nigerian bank or fintech, and upload the PDF, CSV, or Excel file. Auritrack's AI reads it, untangles cryptic narrations like “TRF/POS/REF”, removes duplicates, and sorts months of transactions into clean categories in seconds. Direct bank connections are on our roadmap; for now, uploading statements keeps your bank login details off our servers, so it is more private too.

Budgeting for salary, side hustles, and irregular income

Income in Nigeria rarely arrives in one neat salary. Auritrack handles a salary plus a side business plus one-off gigs, separating business money from personal money so you can see what is really left. Set category budgets with the 50/30/20 rule or your own custom plan, and ask the AI things like “how much is left for food this month?” Try our free budget planner to set up a plan in minutes, and the currency converter if you earn in dollars.

Track right inside Telegram

Telegram is everywhere in Nigeria, so Auritrack lives there too. With our Telegram expense tracker you can log expenses, check budgets, and ask about your spending without opening a separate app — just message the bot. Everything syncs with your Auritrack account on web, Android and iOS.

For individuals and small businesses across Nigeria

Whether you are a salary earner in Lagos, a freelancer in Abuja, a trader in Onitsha, or a small business owner anywhere in between, Auritrack works as your AI expense tracker and AI bookkeeper at once. Keep clean records, understand your spending, and stop guessing where your Naira goes — no accountant, no spreadsheets. The app is free; when you want the AI features, pick a plan from $3/month or pay-as-you-go Auricoins.

Frequently Asked Questions

Yes. The app is free, and you get free Auricoins when you sign up. For the AI features, subscriptions start at $3/month with monthly Auricoin grants and premium features (annual billing gives two months free), or you can stay pay-as-you-go with Auricoins that never expire. Manual tracking and core budgeting are free, so you can run your whole budget in Naira without paying anything.

Yes. You can export a statement (PDF, CSV, or Excel) from almost any Nigerian bank or fintech — GTBank, Access, Zenith, UBA, First Bank, Opay, PalmPay, Kuda, Moniepoint and others — and upload it to Auritrack. The AI reads the statement, cleans up cryptic narrations like "TRF/POS/…", removes duplicates, and sorts everything into clear categories automatically.

Absolutely. Auritrack works natively in Naira (₦) and every other currency, with automatic conversion at live exchange rates if you also earn or spend in dollars or pounds. Your budgets, reports, and insights all show in the currency you choose.

Not yet — direct bank-account connections are on our roadmap. For now you connect by uploading a statement, which is actually more private because your bank login details never touch our servers. It still takes seconds: export the statement, upload it, and the AI organizes months of transactions at once.

Yes, and that is exactly where it shines. Many Nigerians juggle a salary, a side business, and one-off gigs. Auritrack lets you log or import income from several sources, separates business money from personal money, and shows you a clear picture of what is really coming in and going out each month.

Very. Small business owners, traders, and freelancers use Auritrack to track daily sales and expenses by chatting or uploading POS and bank statements, keep simple books without an accountant, and produce clean reports at tax time. No accounting software to learn, and a free tier to start.

Built for Nigeria

Take Control of Your Money in Nigeria

Join 100,000+ people who let AI track their spending. Track in Naira, import statements from Nigerian banks and fintechs, and budget without the busywork. Free to start, with a free tier.

Get Started with Auritrack
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