The AI expense tracker built for Nigeria
Auritrack is an AI expense tracker and budgeting app made for how Nigerians actually spend: data and airtime, transport, POS withdrawals, food, black-tax, and side hustles. Connect your bank on Premium and your transactions come in on their own, or upload a statement from any bank. The AI sorts every naira, so there is no typing. Built for salary earners, freelancers, and small businesses across Nigeria. Free on iOS, Android and Telegram; web from $3/month; bank connections on Premium at $20/month.
Connect your Nigerian bank on Premium
Auritrack connects to 340+ Nigerian banks and fintechs through Mono. You pick your bank, log in on Mono's screen, and Auritrack gets read-only access to your balances and transactions. It never sees your password and cannot move money. From then on your transactions sync automatically once a week, labelled and categorised. Transfers between your own accounts, say GTBank to Opay, are paired and left out of your spending, and anything you also upload or log by chat is matched so it is not counted twice. Auritrack also spots the subscriptions you are paying for, like DSTV, Netflix or data bundles, and reminds you before the next charge. Bank connections are part of Premium ($20/month or $200/year). See how connecting your bank works and the supported countries and banks.
Log cash in Naira by chat, the way Nigerians spend
A bank feed cannot see the cash in your pocket. For that, type what happened in plain English and the AI logs it in Naira. Say “3,500 on data”, “POS withdrawal 5,000”, “2k transport to the island”, or “sent 20k home”, and it understands the amount, the category, and the context. No forms, no endless dropdowns.
Upload statements from any Nigerian bank or fintech
Statement upload works on every plan and with every bank. Export a statement from GTBank, Access, Zenith, UBA, First Bank, Opay, PalmPay, Kuda, Moniepoint or any other Nigerian bank or fintech, and upload the PDF, CSV, or Excel file. Auritrack's AI reads it, untangles cryptic narrations like “TRF/POS/REF”, creates or matches the account, skips anything it has already seen from a bank sync, and sorts months of transactions into clean categories in seconds.
Budgeting for salary, side hustles, and irregular income
Income in Nigeria rarely arrives in one neat salary. Auritrack handles a salary plus a side business plus one-off gigs, separating business money from personal money so you can see what is really left. Set category budgets with the 50/30/20 rule or your own custom plan, and ask the AI things like “how much is left for food this month?” Try our free budget planner to set up a plan in minutes, and the currency converter if you earn in dollars.
Track right inside Telegram
Telegram is everywhere in Nigeria, so Auritrack lives there too. With our Telegram expense tracker you can log expenses, check budgets, and ask about your spending without opening a separate app. Just message the bot. Everything syncs with your Auritrack account on web, Android and iOS.
For individuals and small businesses across Nigeria
Whether you are a salary earner in Lagos, a freelancer in Abuja, a trader in Onitsha, or a small business owner anywhere in between, Auritrack works as your AI expense tracker and AI bookkeeper at once. Keep clean records, understand your spending, and stop guessing where your Naira goes, with no accountant and no spreadsheets. The iOS, Android and Telegram apps are free; when you want the AI features, pick a plan from $3/month or pay-as-you-go Auricoins.
Take control of your money in Nigeria
Join 100,000+ people who let AI track their spending. Connect your Nigerian bank on Premium, or upload a statement from any bank, and budget in Naira without the busywork. Free on iOS, Android and Telegram; web from $3/month.
Or get it free on the App Store, Google Play or Telegram.
