The AI Expense Tracker Built for Kenya
Auritrack is an AI expense tracker and budgeting app made for how Kenyans actually spend — M-Pesa send money and withdrawals, Safaricom airtime and data bundles, matatu and boda fare, rent, shopping, chamas, and side hustles. Track everything in Ksh by simply chatting like you would text a friend, or upload your M-Pesa or bank statement and let AI do the bookkeeping with zero manual effort. Built for salaried Kenyans, freelancers, and small businesses. Free to start.
Track M-Pesa and spending in Ksh, the Kenyan way
Most finance apps are built for the US and feel foreign here. Auritrack is different: just type what happened in plain language and the AI logs it in Ksh. Say “200 on bundles”, “Mpesa 1,500 to mama mboga”, “matatu 100”, or “Fuliza 500”, and it understands the amount, the category, and the context. Because so much money in Kenya moves through M-Pesa, Auritrack makes mobile money a first-class part of your budget — no forms, no endless dropdowns, just message it like you would on WhatsApp.
Import your M-Pesa statement in seconds
M-Pesa is where most of your money lives, so it is where Auritrack starts. Forward or upload the official M-Pesa statement that Safaricom emails you (PDF or CSV), and the AI reads every line — send money, withdrawals, Pochi la Biashara, paybills, till payments, and Airtel Money too. It removes duplicates, recognizes recurring payments, and sorts months of transactions into clean categories automatically. Finally you can see exactly where your shillings go, instead of scrolling endless SMS confirmations.
Import statements from Kenyan banks
Beyond mobile money, export a statement from Equity, KCB, Co-operative Bank, Absa, NCBA, Standard Chartered or almost any Kenyan bank, and upload the PDF, CSV, or Excel file. Auritrack's AI reads it, untangles cryptic narrations, removes duplicates, and merges it with your M-Pesa records so your bank and mobile money sit in one clear view. Direct bank connections are on our roadmap; for now, uploading statements keeps your login details and PINs off our servers, so it is more private too.
Budgeting for salary, side hustles, and chamas
Income in Kenya rarely arrives in one neat salary. Auritrack handles a salary plus a side hustle plus one-off gigs, separating business money from personal money so you can see what is really left after rent, fare, and bundles. Set category budgets with the 50/30/20 rule or your own plan, keep an eye on chama contributions and Fuliza, and ask the AI things like “how much is left for shopping this month?” Try our free budget planner to set up a plan in minutes, and tap into AI bookkeeping to keep your records clean.
For individuals and small businesses across Kenya
Whether you are a salaried professional in Nairobi, a freelancer in Mombasa, a boda rider in Kisumu, or a duka owner anywhere in between, Auritrack works as your AI expense tracker and budgeting app at once. You can even log spending right inside Telegram with our Telegram expense tracker via @auritrack_bot. Keep clean records, understand your spending, and stop guessing where your Ksh goes — no accountant, no spreadsheets.