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The AI Expense Tracker Built for Kenya

Auritrack is an AI expense tracker and budgeting app made for how Kenyans actually spend — M-Pesa send money and withdrawals, Safaricom airtime and data bundles, matatu and boda fare, rent, shopping, chamas, and side hustles. Track everything in Ksh by simply chatting like you would text a friend, or upload your M-Pesa or bank statement and let AI do the bookkeeping with zero manual effort. Built for salaried Kenyans, freelancers, and small businesses. Free to start.

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Track M-Pesa and spending in Ksh, the Kenyan way

Most finance apps are built for the US and feel foreign here. Auritrack is different: just type what happened in plain language and the AI logs it in Ksh. Say “200 on bundles”, “Mpesa 1,500 to mama mboga”, “matatu 100”, or “Fuliza 500”, and it understands the amount, the category, and the context. Because so much money in Kenya moves through M-Pesa, Auritrack makes mobile money a first-class part of your budget — no forms, no endless dropdowns, just message it like you would on WhatsApp.

Import your M-Pesa statement in seconds

M-Pesa is where most of your money lives, so it is where Auritrack starts. Forward or upload the official M-Pesa statement that Safaricom emails you (PDF or CSV), and the AI reads every line — send money, withdrawals, Pochi la Biashara, paybills, till payments, and Airtel Money too. It removes duplicates, recognizes recurring payments, and sorts months of transactions into clean categories automatically. Finally you can see exactly where your shillings go, instead of scrolling endless SMS confirmations.

Import statements from Kenyan banks

Beyond mobile money, export a statement from Equity, KCB, Co-operative Bank, Absa, NCBA, Standard Chartered or almost any Kenyan bank, and upload the PDF, CSV, or Excel file. Auritrack's AI reads it, untangles cryptic narrations, removes duplicates, and merges it with your M-Pesa records so your bank and mobile money sit in one clear view. Direct bank connections are on our roadmap; for now, uploading statements keeps your login details and PINs off our servers, so it is more private too.

Budgeting for salary, side hustles, and chamas

Income in Kenya rarely arrives in one neat salary. Auritrack handles a salary plus a side hustle plus one-off gigs, separating business money from personal money so you can see what is really left after rent, fare, and bundles. Set category budgets with the 50/30/20 rule or your own plan, keep an eye on chama contributions and Fuliza, and ask the AI things like “how much is left for shopping this month?” Try our free budget planner to set up a plan in minutes, and tap into AI bookkeeping to keep your records clean.

For individuals and small businesses across Kenya

Whether you are a salaried professional in Nairobi, a freelancer in Mombasa, a boda rider in Kisumu, or a duka owner anywhere in between, Auritrack works as your AI expense tracker and budgeting app at once. You can even log spending right inside Telegram with our Telegram expense tracker via @auritrack_bot. Keep clean records, understand your spending, and stop guessing where your Ksh goes — no accountant, no spreadsheets. The app is free; when you want the AI features, pick a plan from $3/month or pay-as-you-go Auricoins.

Frequently Asked Questions

Yes — this is exactly what most Kenyans use it for. You can export your M-Pesa statement (the official PDF Safaricom emails you, or a CSV) and upload it to Auritrack. The AI reads every transaction, cleans up the messy descriptions, separates send money, withdrawals, Pochi, paybills and till payments, and sorts them into clear categories automatically. You can also just chat what you spent — say "Mpesa 1,500 to mama mboga" — and it logs it instantly in Ksh.

Yes. The app is free, and you get free Auricoins when you sign up. For the AI features, subscriptions start at $3/month with monthly Auricoin grants and premium features (annual billing gives two months free), or you can stay pay-as-you-go with Auricoins that never expire. Manual tracking and core budgeting are free, so you can run your whole budget in Kenyan Shillings without paying anything.

Yes. You can export a statement (PDF, CSV, or Excel) from almost any Kenyan bank — Equity, KCB, Co-operative Bank, Absa, NCBA, Standard Chartered and others — and upload it to Auritrack. The AI reads the statement, untangles cryptic narrations, removes duplicates, and sorts months of transactions into clean categories in seconds. It works alongside your M-Pesa records so you see your full picture in one place.

Absolutely. Auritrack works natively in the Kenyan Shilling (KES / Ksh) and every other currency, with automatic conversion at live exchange rates if you also earn or spend in dollars or pounds. Your budgets, reports, and insights all show in Ksh by default.

Not yet — direct bank and M-Pesa connections are on our roadmap. For now you connect by uploading a statement, which is actually more private because your login details and PINs never touch our servers. It still takes seconds: export the M-Pesa or bank statement, upload it, and the AI organizes months of transactions at once.

Very. Side hustlers, freelancers, and small business owners — including dukas and mama mbogas — use Auritrack to track daily sales and expenses by chatting or uploading M-Pesa and bank statements, separate business money from personal money, keep simple books without an accountant, and stay on top of chamas, Fuliza, and irregular income. No accounting software to learn, and a free tier to start.

Built for Kenya

Take Control of Your Money in Kenya

Join 100,000+ people who let AI track their spending. Track in Ksh, import your M-Pesa and bank statements, and budget without the busywork. Free to start, with a free tier.

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