The AI expense tracker built for Kenya
Auritrack is an AI expense tracker and budgeting app made for how Kenyans actually spend: M-Pesa send money and withdrawals, Safaricom airtime and data bundles, matatu and boda fare, rent, shopping, chamas, and side hustles. Upload your M-Pesa or bank statement, or connect a supported Kenyan bank on Premium, and the AI sorts every shilling so there is no typing. Built for salaried Kenyans, freelancers, and small businesses. Free on iOS, Android and Telegram; web from $3/month; bank connections on Premium.
Track M-Pesa and spending in Ksh, the Kenyan way
Statements and bank feeds do not see the cash in your pocket. For that, type what happened in plain language and the AI logs it in Ksh. Say “200 on bundles”, “Mpesa 1,500 to mama mboga”, “matatu 100”, or “Fuliza 500”, and it understands the amount, the category, and the context. Because so much money in Kenya moves through M-Pesa, Auritrack makes mobile money a first-class part of your budget, with no forms and no endless dropdowns.
Import your M-Pesa statement in seconds
M-Pesa is where most of your money lives, so it is where Auritrack starts. Forward or upload the official M-Pesa statement that Safaricom emails you (PDF or CSV), and the AI reads every line: send money, withdrawals, Pochi la Biashara, paybills, till payments, and Airtel Money too. It skips duplicates, spots recurring payments, and sorts months of transactions into clean categories. You can see exactly where your shillings go, instead of scrolling endless SMS confirmations.
Connect a Kenyan bank, or upload any statement
On Premium ($20/month or $200/year), you can connect selected Kenyan banks through Mono. You log in on Mono's screen, Auritrack never sees your password or PIN, and the read-only connection syncs your transactions once a week. Transfers between your bank and your other accounts are paired and left out of your spending, and the subscriptions you are paying for are flagged for you to confirm. See the supported countries and banks and how connecting works.
Statement upload works on every plan, for every bank. Export a statement from Equity, KCB, Co-operative Bank, Absa, NCBA, Standard Chartered or any other Kenyan bank, and upload the PDF, CSV, or Excel file. Auritrack's AI untangles cryptic narrations, skips anything it has already seen, and puts it next to your M-Pesa records so your bank and mobile money sit in one clear view.
Budgeting for salary, side hustles, and chamas
Income in Kenya rarely arrives in one neat salary. Auritrack handles a salary plus a side hustle plus one-off gigs, separating business money from personal money so you can see what is really left after rent, fare, and bundles. Set category budgets with the 50/30/20 rule or your own plan, keep an eye on chama contributions and Fuliza, and ask the AI things like “how much is left for shopping this month?” Try our free budget planner to set up a plan in minutes, and tap into AI bookkeeping to keep your records clean.
For individuals and small businesses across Kenya
Whether you are a salaried professional in Nairobi, a freelancer in Mombasa, a boda rider in Kisumu, or a duka owner anywhere in between, Auritrack works as your AI expense tracker and budgeting app at once. You can even log spending right inside Telegram with our Telegram expense tracker via @auritrack_bot. Keep clean records, understand your spending, and stop guessing where your Ksh goes, with no accountant and no spreadsheets. The iOS, Android and Telegram apps are free; when you want the AI features, pick a plan from $3/month or pay-as-you-go Auricoins.
Take control of your money in Kenya
Join 100,000+ people who let AI track their spending. Upload your M-Pesa and bank statements, or connect selected Kenyan banks on Premium, and budget in Ksh without the busywork. Free on iOS, Android and Telegram; web from $3/month.
Or get it free on the App Store, Google Play or Telegram.
