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The AI Expense Tracker Built for Ghana

Auritrack is an AI expense tracker and budgeting app made for how Ghanaians actually spend — MTN MoMo transfers, data bundles, trotro fares, market shopping, ECG bills, susu savings, and side hustles. Track everything in Cedis by simply chatting like you would text a friend, or upload a MoMo or bank statement and let AI do the bookkeeping with zero manual effort. Built for salaried workers, traders, freelancers, and small businesses across Ghana. Free to start.

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Track spending in Cedis, the way Ghanaians spend

Most finance apps are built for the US and feel foreign here. Auritrack is different: just type what happened in plain English and the AI logs it in Cedis. Say “10 cedis on data”, “trotro 5”, “market 80”, or “ECG prepaid 100”, and it understands the amount, the category, and the context. No forms, no endless dropdowns — tracking your money becomes as quick as sending a WhatsApp message.

Built around Mobile Money — MTN MoMo, Telecel Cash and AirtelTigo Money

In Ghana, mobile money is money. Whether it is MTN MoMo, Telecel Cash (formerly Vodafone Cash) or AirtelTigo Money, Auritrack tracks it the way you actually use it. Just chat “MoMo 50 to mum” or “received 200 MoMo” and it logs instantly, or export your MoMo statement and upload it so the AI sorts every send, cash-out, and even the E-Levy charges into clean categories. Finally see how much the electronic transfer levy and small daily MoMo payments add up to each month.

Import statements from Ghanaian banks

Export a statement from GCB Bank, Ecobank, Fidelity, Absa, Stanbic, CalBank or almost any Ghanaian bank, and upload the PDF, CSV, or Excel file. Auritrack's AI reads it, untangles cryptic narrations, removes duplicates, and sorts months of transactions into clean categories in seconds. Direct bank connections are on our roadmap; for now, uploading statements keeps your bank login details off our servers, so it is more private too. You can AI bookkeeping your whole month in one upload.

Budgeting for salary, trading, and irregular income

Income in Ghana rarely arrives in one neat salary. Auritrack handles a salary plus a trading business plus one-off gigs, separating business money from personal money so you can see what is really left after data bundles, transport, market runs and susu contributions. Set category budgets with the 50/30/20 rule or your own custom plan, and ask the AI things like “how much is left for food this month?” Try our free budget planner to set up a budgeting app plan in minutes.

For individuals and small businesses across Ghana

Whether you are a salaried worker in Accra, a freelancer in Kumasi, a market trader in Takoradi, or a small business owner anywhere in between, Auritrack works as your AI expense tracker and AI bookkeeper at once. You can even log expenses on the go with our Telegram expense tracker — just message the bot. Keep clean records, understand your spending, and stop guessing where your Cedis go — no accountant, no spreadsheets. The app is free; when you want the AI features, pick a plan from $3/month or pay-as-you-go Auricoins.

Frequently Asked Questions

Yes. The app is free, and you get free Auricoins when you sign up. For the AI features, subscriptions start at $3/month with monthly Auricoin grants and premium features (annual billing gives two months free), or you can stay pay-as-you-go with Auricoins that never expire. Manual tracking and core budgeting are free, so you can run your whole budget in Cedis without paying anything.

Yes — mobile money is central to how Ghanaians spend, so Auritrack is built around it. Just chat what you sent or received, like "MoMo 50 to mum" or "received 200 MoMo", and the AI logs it in Cedis with the right category. You can also export a MoMo statement from MTN MoMo, Telecel Cash (formerly Vodafone Cash) or AirtelTigo Money and upload it, and the AI organizes every transfer, cash-out and even the E-Levy charges automatically.

Yes. You can export a statement (PDF, CSV, or Excel) from almost any Ghanaian bank — GCB Bank, Ecobank, Fidelity, Absa, Stanbic, CalBank and others — and upload it to Auritrack. The AI reads the statement, cleans up cryptic narrations, removes duplicates, and sorts everything into clear categories automatically.

Absolutely. Auritrack works natively in Ghanaian Cedis (GHS / ₵) and every other currency, with automatic conversion at live exchange rates if you also earn or spend in dollars or pounds. Your budgets, reports, and insights all show in the currency you choose.

Not yet — direct bank and mobile money connections are on our roadmap. For now you connect by uploading a statement, which is actually more private because your bank or MoMo login details never touch our servers. It still takes seconds: export the statement, upload it, and the AI organizes months of transactions at once.

Very. Traders, freelancers, and small business owners use Auritrack to track daily sales and expenses by chatting or uploading MoMo and bank statements, keep simple books without an accountant, and produce clean reports at tax time. No accounting software to learn, and a free tier to start.

Built for Ghana

Take Control of Your Money in Ghana

Join 100,000+ people who let AI track their spending. Track in Cedis, import MTN MoMo and bank statements, and budget without the busywork. Free to start, with a free tier.

Get Started with Auritrack
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