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The AI expense tracker built for Ghana

Auritrack is an AI expense tracker and budgeting app made for how Ghanaians actually spend: MTN MoMo transfers, data bundles, trotro fares, market shopping, ECG bills, susu savings, and side hustles. Connect a supported Ghanaian bank on Premium, or upload a MoMo or bank statement, and the AI sorts every cedi so there is no typing. Built for salaried workers, traders, freelancers, and small businesses across Ghana. Free on iOS, Android and Telegram; web from $3/month; bank connections on Premium.

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Track spending in Cedis, the way Ghanaians spend

A bank feed or statement cannot see the cash in your pocket. For that, type what happened in plain English and the AI logs it in Cedis. Say “10 cedis on data”, “trotro 5”, “market 80”, or “ECG prepaid 100”, and it understands the amount, the category, and the context. No forms, no endless dropdowns.

Built around Mobile Money: MTN MoMo, Telecel Cash and AirtelTigo Money

In Ghana, mobile money is money. Whether it is MTN MoMo, Telecel Cash (formerly Vodafone Cash) or AirtelTigo Money, Auritrack tracks it the way you actually use it. Export your MoMo statement and upload it so the AI sorts every send, cash-out, and even the E-Levy charges into clean categories. You can see how much the electronic transfer levy and small daily MoMo payments add up to each month. Between uploads, chat “MoMo 50 to mum” or “received 200 MoMo” to log a single transfer.

Connect a Ghanaian bank, or upload any statement

On Premium ($20/month or $200/year), you can connect selected Ghanaian banks through Mono. You log in on Mono's screen, Auritrack never sees your password, and the read-only connection syncs your transactions once a week. Transfers between your own accounts are paired and left out of your spending, and the subscriptions you are paying for are flagged for you to confirm. See the supported countries and banks and how connecting works.

Statement upload works on every plan, for every bank. Export a statement from GCB Bank, Ecobank, Fidelity, Absa, Stanbic, CalBank or any other Ghanaian bank, and upload the PDF, CSV, or Excel file. Auritrack's AI reads it, untangles cryptic narrations, skips anything it has already seen, and sorts months of transactions into clean categories in seconds. You can AI bookkeeping your whole month in one upload.

Budgeting for salary, trading, and irregular income

Income in Ghana rarely arrives in one neat salary. Auritrack handles a salary plus a trading business plus one-off gigs, separating business money from personal money so you can see what is really left after data bundles, transport, market runs and susu contributions. Set category budgets with the 50/30/20 rule or your own custom plan, and ask the AI things like “how much is left for food this month?” Try our free budget planner to set up a budgeting app plan in minutes.

For individuals and small businesses across Ghana

Whether you are a salaried worker in Accra, a freelancer in Kumasi, a market trader in Takoradi, or a small business owner anywhere in between, Auritrack works as your AI expense tracker and AI bookkeeper at once. You can even log expenses on the go with our Telegram expense tracker: just message the bot. Keep clean records, understand your spending, and stop guessing where your Cedis go, with no accountant and no spreadsheets. The iOS, Android and Telegram apps are free; when you want the AI features, pick a plan from $3/month or pay-as-you-go Auricoins.

Frequently asked questions

Something else on your mind?

Email support@auritrack.com

Yes, on the iOS and Android apps and on Telegram. Manual tracking and core budgeting are free there, so you can run your whole budget in Cedis without paying anything, and you get free Auricoins when you sign up. AI features are pay-as-you-go with Auricoins that never expire, or you can subscribe from $3/month for monthly Auricoin grants and premium features (annual billing gives two months free). The web app needs a subscription from $3/month and has no free trial. Connecting a bank is part of Premium ($20/month or $200/year).

Yes. Mobile money is central to how Ghanaians spend, so Auritrack is built around it. Export a statement from MTN MoMo, Telecel Cash (formerly Vodafone Cash) or AirtelTigo Money and upload it, and the AI organises every transfer, cash-out and even the E-Levy charges. You can also chat what you sent or received, like "MoMo 50 to mum" or "received 200 MoMo", and the AI logs it in Cedis with the right category. Mobile money wallets cannot be linked directly, so the statement is the way in.

Yes. On Premium, you can connect selected Ghanaian banks through Mono and new transactions come in on their own. Check the supported countries page for the current list. For every other bank, export a statement (PDF, CSV, or Excel) from GCB Bank, Ecobank, Fidelity, Absa, Stanbic, CalBank or any other bank and upload it on any plan. The AI reads it, cleans up cryptic narrations, skips duplicates, and sorts everything into clear categories.

Yes. Auritrack works natively in Ghanaian Cedis (GHS / ₵) and every other currency. If you also earn or spend in dollars or pounds, each transaction keeps its own currency and you see a separate total for each, with your preferred currency first. Nothing is converted behind your back.

For selected Ghanaian banks, yes, on Premium ($20/month or $200/year). You log in on Mono's secure screen, so Auritrack never sees your bank password, and the connection is read-only. Transactions sync automatically once a week, included in Premium; a more frequent schedule or "Sync now" uses Auricoins. Mobile money wallets cannot be linked, so upload your MoMo statement instead. Statement upload works on every plan, for every bank.

Very. Traders, freelancers, and small business owners use Auritrack to track daily sales and expenses by chatting or uploading MoMo and bank statements, keep simple books without an accountant, and produce clean reports at tax time. No accounting software to learn, and the mobile apps are free to start.

Take control of your money in Ghana

Join 100,000+ people who let AI track their spending. Connect selected Ghanaian banks on Premium, or upload MTN MoMo and bank statements, and budget in Cedis without the busywork. Free on iOS, Android and Telegram; web from $3/month.

Get started with Auritrack

Or get it free on the App Store, Google Play or Telegram.

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Log spending in plain sentences and let AI keep the books. Free on iOS, Android and Telegram.

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