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The AI expense tracker built for South Africa

Auritrack is an AI expense tracker and budgeting app made for how South Africans actually spend: airtime and data, groceries, minibus taxi and Uber rides, debit orders, stokvel contributions, and load-shedding costs. Connect a supported South African bank on Premium, or upload a statement from any bank, and the AI sorts every rand so there is no typing. Built for salary earners, freelancers, and small businesses across South Africa. Free on iOS, Android and Telegram; web from $3/month; bank connections on Premium.

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Connect a South African bank, or upload any statement

On Premium ($20/month or $200/year), you can connect selected South African banks through Mono. You log in on Mono's screen, Auritrack never sees your password, and the read-only connection syncs your transactions once a week. Transfers between your own accounts are paired and left out of your spending, and recurring debit orders and subscriptions are flagged for you to confirm. See the supported countries and banks and how connecting works.

Statement upload works on every plan, for every bank. Export a statement from Capitec, FNB, Standard Bank, Absa, Nedbank, TymeBank, Discovery Bank or any other South African bank, and upload the PDF, CSV, or Excel file. Auritrack's AI makes sense of debit orders, SnapScan, Zapper and PayShap payments, skips anything it has already seen, and sorts months of transactions into clean categories in seconds.

Log cash in Rand by chat, the way South Africans spend

A bank feed cannot see the cash in your pocket. For that, type what happened in plain English and the AI logs it in Rand. Say “R150 on groceries”, “R50 airtime”, “R30 taxi”, or “R899 debit order”, and it understands the amount, the category, and the context. No forms, no endless dropdowns.

Budgeting for salary, side hustles, and irregular income

Income in South Africa rarely arrives in one neat salary. Auritrack handles a salary plus a side hustle plus freelance gigs, separating business money from personal money so you can see what is really left after debit orders and stokvel contributions. Set category budgets with the 50/30/20 rule or your own custom plan, and ask the AI things like “how much is left for groceries this month?” Try our free budget planner to set up a plan in minutes, and the currency converter if you earn in dollars or pounds.

Track right inside Telegram

Telegram is popular in South Africa, so Auritrack lives there too. With our Telegram expense tracker you can log expenses, check budgets, and ask about your spending without opening a separate app. Just message the bot. Everything syncs with your Auritrack account on web, Android and iOS.

For individuals and small businesses across South Africa

Whether you are a salary earner in Johannesburg, a freelancer in Cape Town, a side-hustler in Durban, or a small business owner anywhere in between, Auritrack works as your AI expense tracker and AI bookkeeping tool at once. Keep clean records, understand your spending, and stop guessing where your Rand goes, with no accountant and no spreadsheets. Pair it with our budgeting app to take full control. The iOS, Android and Telegram apps are free; unlock the AI features with a plan from $3/month or pay-as-you-go Auricoins.

Frequently asked questions

Something else on your mind?

Email support@auritrack.com

Yes, on the iOS and Android apps and on Telegram. Manual tracking and core budgeting are free there, so you can run your whole budget in Rand without paying anything, and you get free Auricoins when you sign up. AI features are pay-as-you-go with Auricoins that never expire, or you can subscribe from $3/month for monthly Auricoin grants and premium features (annual billing gives two months free). The web app needs a subscription from $3/month and has no free trial. Connecting a bank is part of Premium ($20/month or $200/year).

Yes. On Premium, you can connect selected South African banks through Mono and new transactions come in on their own; check the supported countries page for the current list. For any other bank, export a statement (PDF, CSV, or Excel) from Capitec, FNB, Standard Bank, Absa, Nedbank, TymeBank, Discovery Bank or elsewhere and upload it on any plan. The AI makes sense of debit orders, SnapScan and Zapper payments, skips duplicates, and sorts everything into clear categories.

Yes. Auritrack works natively in South African Rand (ZAR / R) and every other currency. If you also earn or spend in dollars, pounds or euros, each transaction keeps its own currency and you see a separate total for each, with your preferred currency first. Nothing is converted behind your back.

For selected South African banks, yes, on Premium ($20/month or $200/year). You log in on Mono's secure screen, so Auritrack never sees your bank password, and the connection is read-only. Transactions sync automatically once a week, included in Premium; a more frequent schedule or "Sync now" uses Auricoins. If your bank is not covered, export a statement from your banking app and upload it on any plan.

Yes, and that is exactly where it shines. Plenty of South Africans juggle a salary, a side hustle, and freelance gigs. Auritrack lets you log or import income from several sources, separates business money from personal money, and shows you a clear picture of what is really coming in and going out each month, even with debit orders and stokvel contributions in the mix.

Very. Small business owners, freelancers, and side-hustlers use Auritrack to track daily sales and expenses by chatting or uploading bank and card statements, keep simple books without an accountant, and produce clean reports at tax time. No accounting software to learn, and the mobile apps are free to start.

Take control of your money in South Africa

Join 100,000+ people who let AI track their spending. Connect selected South African banks on Premium, or upload a statement from any bank, and budget in Rand without the busywork. Free on iOS, Android and Telegram; web from $3/month.

Get started with Auritrack

Or get it free on the App Store, Google Play or Telegram.

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Log spending in plain sentences and let AI keep the books. Free on iOS, Android and Telegram.

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