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The AI Expense Tracker Built for South Africa

Auritrack is an AI expense tracker and budgeting app made for how South Africans actually spend — airtime and data, groceries, minibus taxi and Uber rides, debit orders, stokvel contributions, and load-shedding costs. Track everything in Rand by simply chatting like you would text a friend, or upload a bank statement and let AI do the bookkeeping with zero manual effort. Built for salary earners, freelancers, and small businesses across South Africa. Free to start.

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Track spending in Rand, the way South Africans spend

Most finance apps are built for the US and feel foreign here. Auritrack is different: just type what happened in plain English and the AI logs it in Rand. Say “R150 on groceries”, “R50 airtime”, “R30 taxi”, or “R899 debit order”, and it understands the amount, the category, and the context. No forms, no endless dropdowns — tracking your money becomes as quick as sending a WhatsApp message.

Import statements from South African banks

Export a statement from Capitec, FNB, Standard Bank, Absa, Nedbank, TymeBank, Discovery Bank or almost any South African bank, and upload the PDF, CSV, or Excel file. Auritrack's AI reads it, makes sense of debit orders, SnapScan, Zapper and PayShap payments, removes duplicates, and sorts months of transactions into clean categories in seconds. Direct bank connections are on our roadmap; for now, uploading statements keeps your bank login details off our servers, so it is more private too.

Budgeting for salary, side hustles, and irregular income

Income in South Africa rarely arrives in one neat salary. Auritrack handles a salary plus a side hustle plus freelance gigs, separating business money from personal money so you can see what is really left after debit orders and stokvel contributions. Set category budgets with the 50/30/20 rule or your own custom plan, and ask the AI things like “how much is left for groceries this month?” Try our free budget planner to set up a plan in minutes, and the currency converter if you earn in dollars or pounds.

Track right inside Telegram

Telegram is popular in South Africa, so Auritrack lives there too. With our Telegram expense tracker you can log expenses, check budgets, and ask about your spending without opening a separate app — just message the bot. Everything syncs with your Auritrack account on web, Android and iOS.

For individuals and small businesses across South Africa

Whether you are a salary earner in Johannesburg, a freelancer in Cape Town, a side-hustler in Durban, or a small business owner anywhere in between, Auritrack works as your AI expense tracker and AI bookkeeping tool at once. Keep clean records, understand your spending, and stop guessing where your Rand goes — no accountant, no spreadsheets. Pair it with our budgeting app to take full control. The app is free; unlock the AI features with a plan from $3/month or pay-as-you-go Auricoins.

Frequently Asked Questions

Yes. The app is free, and you get free Auricoins when you sign up. For the AI features, subscriptions start at $3/month with monthly Auricoin grants and premium features (annual billing gives two months free), or you can stay pay-as-you-go with Auricoins that never expire. Manual tracking and core budgeting are free, so you can run your whole budget in Rand without paying anything.

Yes. You can export a statement (PDF, CSV, or Excel) from almost any South African bank — Capitec, FNB, Standard Bank, Absa, Nedbank, TymeBank, Discovery Bank and others — and upload it to Auritrack. The AI reads the statement, makes sense of cryptic entries like debit orders, SnapScan and Zapper payments, removes duplicates, and sorts everything into clear categories automatically.

Absolutely. Auritrack works natively in South African Rand (ZAR / R) and every other currency, with automatic conversion at live exchange rates if you also earn or spend in dollars, pounds or euros. Your budgets, reports, and insights all show in the currency you choose.

Not yet — direct bank-account connections are on our roadmap. For now you connect by uploading a statement, which is actually more private because your bank login details never touch our servers. It still takes seconds: export the statement from your banking app, upload it, and the AI organises months of transactions at once.

Yes, and that is exactly where it shines. Plenty of South Africans juggle a salary, a side hustle, and freelance gigs. Auritrack lets you log or import income from several sources, separates business money from personal money, and shows you a clear picture of what is really coming in and going out each month — even with debit orders and stokvel contributions in the mix.

Very. Small business owners, freelancers, and side-hustlers use Auritrack to track daily sales and expenses by chatting or uploading bank and card statements, keep simple books without an accountant, and produce clean reports at tax time. No accounting software to learn, and a free tier to start.

Built for South Africa

Take Control of Your Money in South Africa

Join 100,000+ people who let AI track their spending. Track in Rand, import statements from SA banks, and budget without the busywork. Free to start, with a free tier.

Get Started with Auritrack
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