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The AI Budgeting App That Does the Work for You

Auritrack is a budgeting app built for people who would rather not babysit a spreadsheet. Set your targets once, then just chat like you would text a friend — the AI tracks your spending, sorts it into categories, and keeps your budget up to date with zero manual effort. Use the 50/30/20 rule, zero-based budgeting, or your own custom categories. Built for individuals and small businesses, free to start.

Start Budgeting FreeTry the Free Budget Planner

A budgeting app that tracks the budget for you

The reason most budgets fail is not the math — it is the upkeep. Every traditional budgeting app eventually asks you to categorize transactions, reconcile accounts, and keep a spreadsheet alive. Auritrack removes that work. Log an expense by typing “3,500 on groceries” or upload a bank statement (PDF, CSV, or Excel), and the AI extracts the transactions, cleans up messy descriptions, assigns categories, and updates every budget line automatically. You stay in control of the targets; the AI handles the tracking and the books. The app is free; the AI features come via a plan from $3/month or pay-as-you-go Auricoins.

Budgeting methods it supports

  • 50/30/20 rule — split income into 50% needs, 30% wants, and 20% savings and debt. The AI can set this up from your income in seconds.
  • Zero-based budgeting — give every unit of income a job until you reach zero, so nothing is unaccounted for.
  • Custom categories — build your own category budgets that match how you actually live and spend.

Not sure where to start? Our free Budget Planner builds a personalized monthly plan in minutes — no signup required.

Budgeting, expense tracking, and bookkeeping in one app

A budget only works when it reflects reality, which means your expense tracking has to be effortless. With Auritrack the two are the same action: every expense you log or import feeds straight into your budget and your books. That makes Auritrack a budgeting app, an AI expense tracker, and an automated bookkeeper at once — without three separate tools to maintain.

For individuals and small businesses

Individuals use Auritrack to keep personal spending on plan and finally stick to a budget. Freelancers and small business owners use it to budget business expenses, separate business from personal, watch cash flow, and keep clean records for tax season. You can even budget and track right inside Telegram with our Telegram expense tracker. No accounting degree, no spreadsheets.

Frequently Asked Questions

Most budgeting apps make you build and maintain the budget by hand — categorizing every transaction and updating spreadsheets. Auritrack flips that around: you just chat in plain language or upload a bank statement, and the AI tracks spending, sorts it into categories, and keeps your budget current automatically. You set the targets; the AI does the bookkeeping. That is why we describe it as a budgeting app with zero manual effort.

Yes. Core budgeting and manual tracking are free to use forever. For the AI features, you can subscribe from $3/month for monthly Auricoin grants and premium features (annual billing gives two months free), or stay pay-as-you-go with Auricoins that never expire — plus free Auricoins when you sign up. You can also use our free Budget Planner tool with no signup at all.

Auritrack supports the popular 50/30/20 rule (50% needs, 30% wants, 20% savings and debt), zero-based budgeting where every unit of income is assigned a job, and fully custom category budgets. The AI can suggest a starting budget based on your income, and you can adjust any category to fit your life.

Yes. Auritrack tracks each category against its budget in real time, so you can ask "How much is left in my food budget this month?" and get an instant answer. As you approach a limit, the app flags it, so overspending becomes something you catch early instead of discovering at the end of the month.

It works for all of them. Individuals use Auritrack for everyday personal budgeting, while freelancers and small business owners use it to budget business spending, separate business from personal, and keep books tidy for tax time. Because tracking is as simple as sending a message, everyone can keep the budget current without learning accounting software.

Yes. Auritrack supports all currencies and handles conversion automatically using live exchange rates, so your budget reflects what you actually spend whether you are in Lagos, Nairobi, London, or New York.

Your Budget, On Autopilot

Start Budgeting Without the Busywork

Join 100,000+ people who let AI track their spending and keep their budget current. Set your targets, chat your expenses, and watch Auritrack do the rest. Supports all currencies with automatic conversion. Free to start.

Get Started with Auritrack
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