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The AI budgeting app that does the work for you

Auritrack is a budgeting app built for people who would rather not babysit a spreadsheet. Set your targets once, then connect your bank on Premium or upload a statement, and the AI sorts your spending into categories and keeps your budget up to date. No typing. Use the 50/30/20 rule, zero-based budgeting, or your own custom categories. Built for individuals and small businesses. Free on iOS, Android and Telegram; web from $3/month; bank connections on Premium.

Get startedTry the free budget planner

A budgeting app that tracks the budget for you

The reason most budgets fail is not the math. It is the upkeep. Every traditional budgeting app eventually asks you to categorise transactions, reconcile accounts, and keep a spreadsheet alive. Auritrack removes that work. On Premium ($20/month or $200/year), connect your bank in the US, Canada, Nigeria, Ghana, Kenya and South Africa and transactions sync on their own once a week. Anywhere else, and on every plan, upload a bank statement, a wallet or app export, or the spreadsheet you kept before (PDF, CSV, or Excel). Either way the AI cleans up messy descriptions, assigns categories, leaves transfers between your own accounts out of your spending, and updates every budget line. For cash, type “$35 on groceries” in chat. You stay in control of the targets; the AI handles the tracking and the books. The iOS, Android and Telegram apps are free; the AI features come via a plan from $3/month or pay-as-you-go Auricoins. See how connecting your bank works.

Budgeting methods it supports

  • 50/30/20 rule

    Split income into 50% needs, 30% wants, and 20% savings and debt. The AI can set this up from your income in seconds.

  • Zero-based budgeting

    Give every unit of income a job until you reach zero, so nothing is unaccounted for.

  • Custom categories

    Build your own category budgets that match how you actually live and spend.

Not sure where to start? Our free Budget Planner builds a personalized monthly plan in minutes — no signup required.

Budgeting, expense tracking, and bookkeeping in one app

A budget only works when it reflects reality, which means your expense tracking has to happen without you. With Auritrack the two are the same action: every transaction that syncs, uploads or gets logged feeds straight into your budget and your books. That makes Auritrack a budgeting app, an AI expense tracker, and an automated bookkeeper at once, without three separate tools to maintain.

For individuals and small businesses

Individuals use Auritrack to keep personal spending on plan and finally stick to a budget. Freelancers and small business owners use it to budget business expenses, separate business from personal, watch cash flow, and keep clean records for tax season. You can even budget and track right inside Telegram with our Telegram expense tracker. No accounting degree, no spreadsheets.

Frequently asked questions

Something else on your mind?

Email support@auritrack.com

Most budgeting apps make you build and maintain the budget by hand, categorising every transaction and updating spreadsheets. Auritrack flips that around: connect your bank on Premium or upload a bank statement or any spreadsheet of transactions, and the AI sorts spending into categories and keeps your budget current. Transfers between your own accounts are left out, so they do not eat into a budget. You set the targets; the AI does the bookkeeping. Cash and one-offs can be logged by chat.

Yes, on the iOS and Android apps and on Telegram, where core budgeting and manual tracking are free. For the AI features there, you can subscribe from $3/month for monthly Auricoin grants and premium features (annual billing gives two months free), or stay pay-as-you-go with Auricoins that never expire, plus free Auricoins when you sign up. The web app needs a subscription from $3/month. Bank connections are part of Premium ($20/month or $200/year). You can also use our free Budget Planner tool with no signup at all.

Auritrack supports the popular 50/30/20 rule (50% needs, 30% wants, 20% savings and debt), zero-based budgeting where every unit of income is assigned a job, and fully custom category budgets. The AI can suggest a starting budget based on your income, and you can adjust any category to fit your life.

Yes. Auritrack tracks each category against its budget as transactions come in from your bank, a statement or chat, so you can ask "How much is left in my food budget this month?" and get an answer straight away. As you approach a limit, the app flags it, so overspending becomes something you catch early instead of discovering at the end of the month.

It works for all of them. Individuals use Auritrack for everyday personal budgeting, while freelancers and small business owners use it to budget business spending, separate business from personal, and keep books tidy for tax time. Because transactions come in from the bank or a statement, everyone can keep the budget current without learning accounting software.

Yes. Auritrack supports every currency, whether you are in New York, London, Berlin, Lagos or Mumbai. Each budget is set in one currency, and each transaction keeps the currency it happened in. If you earn or spend in more than one, you see a separate total per currency, with your preferred currency first, and nothing is converted behind your back.

Start budgeting without the busywork

Join 100,000+ people who let AI track their spending and keep their budget current. Set your targets, connect your bank on Premium or upload a statement, and Auritrack does the rest. Works in every currency, with each one kept separate. Free on iOS, Android and Telegram; web from $3/month.

Get started with Auritrack

Or get it free on the App Store, Google Play or Telegram.

AuritrackAuritrack

Log spending in plain sentences and let AI keep the books. Free on iOS, Android and Telegram.

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Product

  • Statement import
  • Telegram expense tracker
  • Multi-currency budgeting
  • Connect your bank
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  • AI spending analyzer
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