Financial Health Quiz
How healthy are your finances? Take this free financial health quiz to find out. Answer 17 quick questions across five key categories — savings, debt management, budgeting, insurance, and retirement — to get a personalized score out of 100 with a detailed category breakdown and actionable recommendations. The entire quiz takes about 3 minutes, runs in your browser, and requires no signup or login.
How Healthy Are Your Finances?
Answer 17 quick questions across 5 key financial areas to get your personalized financial health score with actionable recommendations. Takes about 3 minutes.
Savings
4 questions
Debt
4 questions
Budget
3 questions
Insurance
3 questions
Retirement
3 questions
100% private. Your answers are never stored on any server.
Want to act on your financial health results? Auritrack helps you track expenses, manage budgets, and monitor your savings goals — all in one place.
Try Auritrack FreeHow to Take the Financial Health Quiz
Start the Quiz
Click the "Start the Quiz" button on the landing screen. The quiz has 17 questions across 5 financial categories and takes about 3 minutes to complete.
Answer Each Question Honestly
Select the option that best describes your current financial situation for each question. There are no trick questions. You can skip questions you prefer not to answer, and go back to change previous answers at any time.
Review Your Personalized Score
After answering at least 10 questions, submit the quiz to see your overall financial health score out of 100, with a detailed breakdown across Savings, Debt, Budgeting, Insurance, and Retirement categories.
Read Your Action Plan
Below your score, review the personalized recommendations ranked by impact. Each tip includes a specific next step and links to related Auritrack tools that can help you improve in that area.
Share and Retake Over Time
Share your results with friends via social media or a direct link. Retake the quiz periodically to track your progress. Your score history is saved locally so you can see improvement over time.
Understanding Financial Health
What Does Financial Health Mean?
Financial health is not just about how much money you earn. It is a holistic measure of how well you manage, protect, and grow your money across multiple dimensions. Someone earning $50,000 a year with a solid emergency fund, zero high-interest debt, and regular retirement contributions can be in better financial health than someone earning $200,000 with no savings and mounting credit card balances. This quiz evaluates five foundational pillars: your savings buffer, how you manage debt, your budgeting discipline, your insurance protection, and your long-term investment strategy.
The Five Pillars of Financial Wellness
Savings and Emergency Fund is your financial safety net. Without 3 to 6 months of expenses set aside, any unexpected expense — a medical bill, car repair, or job loss — can spiral into debt. Debt Management measures whether your borrowing is controlled and purposeful rather than accumulating from overspending. Budgeting and Spending tracks whether you have a system for directing your money intentionally. Insurance and Protection ensures a single catastrophic event cannot wipe out years of progress. And Retirement and Investing evaluates whether you are building long-term wealth, not just treading water.
Why Regular Check-Ups Matter
Just like physical health, financial health changes over time. A raise, a new baby, a home purchase, or an economic downturn can all shift your financial picture. Taking this quiz periodically — every 3 to 6 months — helps you track progress, catch emerging problems early, and stay motivated. Your score history is saved locally so you can see exactly how your habits are translating into measurable improvement. The personalized recommendations update each time based on your current answers, so you always have a clear next step.
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Frequently Asked Questions
Disclaimer: This tool is provided for informational and educational purposes only. It does not constitute financial, tax, investment, or legal advice. Results are estimates based on the inputs you provide and may not reflect actual financial outcomes. Always consult a qualified financial professional before making financial decisions.