Best AI bookkeeping apps
The Best AI Bookkeeping Apps for Contractors in 2026
Contractors deal with variable income, job-site costs and mileage, usually with no time for accounting. These apps are ranked on how much of the bookkeeping the software does for you, how well it handles self-employment tax and mileage, and what it costs. AI bookkeeping is the job Auritrack was built for, which is why it leads this particular list.
Auritrack
Free tier + AI from $3/moAuritrack is built around AI doing the bookkeeping: you chat a purchase or upload a bank statement and it categorizes everything for you, in any currency, on a free tier with AI plans from $3/month or pay-as-you-go Auricoins. It has no live bank sync yet — you import a statement rather than link an account — but for hands-off tracking of job costs and income across the year, that trade is usually worth it.
QuickBooks
From $35/moQuickBooks is the most complete option here, with full double-entry accounting, invoicing and tax integration an accountant can plug straight into, which suits contractors billing multiple jobs. It is also the priciest and the most to learn, starting at $35/month with no free tier.
Hurdlr
Free, or $9.99/moHurdlr is a strong fit for contractors who drive between sites, with automatic GPS mileage tracking and real-time US self-employment tax estimates on a free tier or $9.99/month. It links your bank and cards automatically, but it is narrowly US and tax focused, with no budgeting and no multi-currency.
Keeper
$20/mo or from $99/yrKeeper scans your linked accounts to find tax write-offs and can file your US taxes, which makes it a useful deductions tool at $20/month. It is US-tax only with no free tier and no budgeting, so it works alongside a bookkeeping app rather than replacing one.
The verdict
For contractors who mainly want the bookkeeping done for them in any currency, Auritrack is the pick, starting free. Choose QuickBooks if you invoice multiple jobs and want full accounting, Hurdlr if mileage and live self-employment tax matter most, or Keeper if maximizing US write-offs at tax time is the priority.
Frequently Asked Questions
Compare and switch
Let AI do the tracking
Auritrack does the bookkeeping for you — chat your spending or import a statement, in any currency. Start on the free tier and add the AI features when you want them.
Rankings reflect our understanding of each product at the time of writing and may change; check each provider’s site for current pricing and features. Product names and trademarks belong to their respective owners. This page is general information, not financial advice.