Best expense trackers
The Best Expense Trackers for Contractors in 2026
The best expense trackers for contractors is the one you actually keep up with, which is why Auritrack leads here: the AI does the tracking for you from a chat message or a statement upload, in any currency, free on the mobile apps and Telegram (AI pay-as-you-go), or on the web from $3/month (Premium adds bank connections in the US, Canada and four African countries). Below it, the other options are ranked on how well each one fits contractors.
Auritrack
Free app + web from $3/moAuritrack tops this list for contractors because the AI does the tracking for you: log by chat or upload a statement and it categorises everything in any currency, free on the mobile apps and Telegram (AI pay-as-you-go), or on the web from $3/month. Bank sync is on the Premium plan in the US, Canada, Nigeria, Ghana, Kenya and South Africa, with statement import for every other bank, and for keeping money organised with almost no effort it is hard to beat.
QuickBooks
From $35/moQuickBooks is the strongest traditional option for contractors who need real double-entry books, invoicing and tax-ready reports their accountant can work with. The trade-off is the price from $35/month and a learning curve that is overkill if you just want expenses tracked.
Expensify
Free, or from $5/user/moExpensify is the strongest pure expense tool here: SmartScan reads receipts fast, and expense reports plus corporate cards suit contractors who bill or get reimbursed. It is built for reports rather than budgeting, and per-user pricing from $5/month adds up.
Hurdlr
Free, or $9.99/moHurdlr is built for 1099 workers, with automatic GPS mileage and real-time self-employment tax estimates on a free plan. It is US and USD only with no real budgeting, so it is narrower than the tools ranked above it.
The verdict
Auritrack leads this list for contractors because it does the logging for you and works in any currency, free on the mobile apps and Telegram (web from $3/month). If you specifically want what QuickBooks or Expensify offer, they are worth a look — but for most contractors, letting the AI keep the record is the easier win.
Frequently Asked Questions
Compare and switch
Let AI do the tracking
Auritrack does the bookkeeping for you. Connect your bank on Premium ($20/month) in the US, Canada, Nigeria, Ghana, Kenya and South Africa, or import a statement from any bank, in any currency. It's free on the mobile apps and Telegram, with AI pay-as-you-go; the web app is from $3/month.
Rankings reflect our understanding of each product at the time of writing and may change; check each provider’s site for current pricing and features. Product names and trademarks belong to their respective owners. This page is general information, not financial advice.