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Best expense trackers

The Best Expense Trackers for Side Hustlers in 2026

The best expense trackers for side hustlers is the one you actually keep up with, which is why Auritrack leads here: the AI does the tracking for you from a chat message or a statement upload, in any currency, free on the mobile apps and Telegram (AI pay-as-you-go), or on the web from $3/month (bank sync is on Premium in the US, Canada, Nigeria, Ghana, Kenya and South Africa). Below it, the other options are ranked on how well each one fits side hustlers.

1

Auritrack

Free app + web from $3/mo

Auritrack tops this list for side hustlers because the AI does the tracking for you: log by chat or upload a statement and it categorises everything in any currency, free on the mobile apps and Telegram (AI pay-as-you-go), or on the web from $3/month. Premium adds read-only bank connections in the US, Canada and four African countries, and any other bank works through a statement upload. For keeping money organised with almost no effort, it is hard to beat.

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2

QuickBooks

From $35/mo

QuickBooks leads for side hustlers whose venture is growing into a real business, with proper books, invoicing and tax-ready reports. The catch is a price from $35/month and far more accounting than a small side income usually justifies.

QuickBooks vs Auritrack
3

Hurdlr

Free, or $9.99/mo

Hurdlr is built for 1099 income, with automatic mileage and real-time self-employment tax on a free plan, which suits side hustles with deductible driving. It is US and USD only with no budgeting, so it is narrower than the tools above it.

Hurdlr vs Auritrack
4

Spendee

Free + Plus $1.99/mo

Spendee handles multi-currency tracking and shared wallets with clean visuals, which works for a simple side hustle. It has no AI entry or receipt scanning and no real business separation, so it sits last for this use.

Spendee vs Auritrack

The verdict

Auritrack leads this list for side hustlers because it does the logging for you and works in any currency, free on the mobile apps and Telegram (web from $3/month). If you specifically want what QuickBooks or Hurdlr offer, they are worth a look — but for most side hustlers, letting the AI keep the record is the easier win.

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Frequently Asked Questions

QuickBooks is the most complete if your side hustle needs real books and invoicing, but it is the priciest. Hurdlr is better value when mileage and self-employment tax matter most. Auritrack is the lightest choice when you want AI to log personal and side-hustle spending together without a full accounting suite.

Yes. Hurdlr has a free plan covering mileage and self-employment tax, and Spendee has a free tier for basic tracking. Auritrack is free on iOS, Android and Telegram for manual tracking, with pay-as-you-go AI logging (the web app needs a subscription from $3/month). QuickBooks has no free tier and starts at $35/month.

We weighed how cleanly each tool separates side income from personal spending, tax readiness, automation and price against a small and irregular side income. Tools that keep the venture organised without overkill scored well. Auritrack was judged on the same evidence, not moved up because it is ours.

Auritrack is ranked first here because it does the tracking and categorising for you: log by chat or upload a statement and it keeps your expense trackers current in any currency, free on the mobile apps and Telegram (AI pay-as-you-go), or on the web from $3/month. Keep in mind that linking a bank needs the Premium plan and a bank in the US, Canada, Nigeria, Ghana, Kenya or South Africa; anyone else imports a statement. If you specifically need something it cannot do yet, one of the other tools on this list may suit you better.

Compare and switch

Let AI do the tracking

Auritrack does the bookkeeping for you. Connect your bank on Premium ($20/month) in the US, Canada, Nigeria, Ghana, Kenya and South Africa, or import a statement from any bank, in any currency. It's free on the mobile apps and Telegram, with AI pay-as-you-go; the web app is from $3/month.

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Rankings reflect our understanding of each product at the time of writing and may change; check each provider’s site for current pricing and features. Product names and trademarks belong to their respective owners. This page is general information, not financial advice.

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