Best invoicing apps
The Best Invoicing Apps for Individuals in 2026
If you only invoice occasionally, as a side gig or one-off job, you want a clean invoice and a way to get paid without a monthly bill. We ranked these on how strong the invoicing is, what it costs, and how well the free tiers hold up for light use. Auritrack is placed fourth on purpose: its invoicing is partial, so we rank it honestly against tools built to bill clients.
Wave
Free plan + Pro ~$16/moWave is the best fit for an individual who invoices now and then: genuinely free unlimited invoicing funded by payment fees of about 2.9% + $0.60 per card, so there is no monthly cost when you are quiet. It has no AI bookkeeping and support is thin on the free plan, but for occasional invoices it is hard to beat.
FreshBooks
From ~$21/moFreshBooks is invoicing-first with polished invoices, estimates and a client portal, which is more than most individuals need. There is no free tier, starting around $21/month, so it is better once invoicing becomes a regular part of your income.
Zoho Books
Free tier + from ~$15/moZoho Books offers strong invoicing with a client portal and a genuine free tier for very small operations under about $50k in revenue, which can suit an individual with light billing. Its real value shows once you live inside the wider Zoho suite, and some features are gated to paid tiers.
Auritrack
Free app + web from $3/moAuritrack ranks fourth honestly: its invoicing is partial, aimed at small-business records and reports rather than a full client-billing workflow like Wave or FreshBooks. It earns its place on the tracking side, using AI to log your income and expenses by chat or statement import in any currency, free on the mobile apps and Telegram (AI pay-as-you-go), or on the web from $3/month.
The verdict
For most individuals who invoice occasionally, Wave is the top pick because unlimited invoicing is free and you only pay per payment. Choose Zoho Books if you want a free tier with a client portal, FreshBooks once billing becomes regular, and pair Auritrack alongside when you want AI to track the money coming in and going out.
Frequently Asked Questions
Compare and switch
Let AI do the tracking
Auritrack does the bookkeeping for you. Connect your bank on Premium ($20/month) in the US, Canada, Nigeria, Ghana, Kenya and South Africa, or import a statement from any bank, in any currency. It's free on the mobile apps and Telegram, with AI pay-as-you-go; the web app is from $3/month.
Rankings reflect our understanding of each product at the time of writing and may change; check each provider’s site for current pricing and features. Product names and trademarks belong to their respective owners. This page is general information, not financial advice.