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Best invoicing apps

The Best Invoicing Apps for the Self-Employed in 2026

When you are self-employed, an invoicing app has to get paid work out fast, keep the money coming in, and not cost more than it saves. We ranked these on how strong the invoicing is, plus payments, pricing and the free-tier options that matter when you are running lean. Auritrack sits fourth on purpose: its invoicing is partial, so we rank it honestly against tools built specifically to bill clients.

1

FreshBooks

From ~$21/mo

FreshBooks is invoicing-first and the most complete fit for the self-employed: professional invoices and estimates, time and project tracking, a client portal and simple payments. There is no free tier, starting around $21/month, but if billing clients is the core of your day it earns the cost.

FreshBooks vs Auritrack
2

Wave

Free plan + Pro ~$16/mo

Wave gives you genuinely free unlimited invoicing, funded by payment fees of about 2.9% + $0.60 per card, which makes it the value pick for a solo worker who mainly needs to send invoices and get paid. It has no AI bookkeeping and thinner support on the free plan.

Wave vs Auritrack
3

QuickBooks

From $35/mo

QuickBooks pairs solid invoicing with full double-entry accounting and tax integration, which suits the self-employed who also want proper books ready for tax time. It starts around $35/month with no free tier, so it can be more than a simple one-person business needs.

QuickBooks vs Auritrack
4

Auritrack

Free tier + AI from $3/mo

Auritrack ranks fourth honestly: its invoicing is partial, aimed at small-business records and reports rather than a full client-billing workflow like FreshBooks or Wave. It shines at the other half of self-employed admin, using AI to log expenses by chat or statement import in any currency, on a free tier with AI features from $3/month.

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The verdict

For most self-employed people, FreshBooks is the top pick because invoicing, estimates and payments are its whole reason to exist. Choose Wave if you want free invoicing and only pay per payment, or QuickBooks if you also want full books, and pair Auritrack alongside when you want AI to handle the expense side.

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Frequently Asked Questions

FreshBooks is the strongest all-round choice for the self-employed because it is built around invoicing, estimates, a client portal and payments. If cost matters more than polish, Wave gives you free unlimited invoicing and charges only on the payments you take. QuickBooks is the pick if you also want full accounting.

Yes. Wave is the standout free invoicing app: unlimited invoices at no monthly cost, funded by payment fees of about 2.9% + $0.60 per card. FreshBooks and QuickBooks have no free tier. Auritrack has a free tier too, but for tracking and lightweight records rather than full client invoicing; its AI logging starts at $3/month.

We weighed how strong the invoicing is (estimates, client portal, payments), the price and free-tier options, and what else each covers for a one-person business. The dedicated invoicing and accounting tools rank highest. Auritrack ranks lower because its invoicing is partial rather than a full client-billing workflow.

Auritrack is placed fourth because its invoicing is partial, supporting small-business records and reports but not a full estimate-to-payment workflow like FreshBooks or Wave. Its real strength is AI bookkeeping: it logs expenses by chat or statement import in any currency, on a free tier with AI features from $3/month. For serious invoicing, pair it with a dedicated app.

Compare and switch

Let AI do the tracking

Auritrack does the bookkeeping for you — chat your spending or import a statement, in any currency. Start on the free tier and add the AI features when you want them.

Get Started with Auritrack

Rankings reflect our understanding of each product at the time of writing and may change; check each provider’s site for current pricing and features. Product names and trademarks belong to their respective owners. This page is general information, not financial advice.

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