Best net worth trackers
The Best Net Worth Trackers for High Earners in 2026
High earners tend to have wealth scattered across brokerages, property, crypto, private holdings and more, so the tracker has to consolidate all of it and stay current. The apps below are ranked on asset breadth, live aggregation, estate features and price. Auritrack appears last on purpose: it is an AI tracking and budgeting app, not a net-worth tool, and we say so plainly.
Kubera
$249/yr (Essentials)Kubera is the top pick for high earners because it consolidates complex wealth — brokerages, crypto, real estate and collectibles — across 20,000+ institutions in many currencies, and adds beneficiary and estate features. It is billed annually from around $249/year with no free tier, which is minor at this asset level.
Empower Personal Dashboard
Free (dashboard)Empower gives high earners a capable free dashboard for investments, net worth and retirement with live aggregation. The catch is that free use invites advisory sales calls — its managed service targets $100k+ portfolios — and it is US and USD only with less alternative-asset depth than Kubera.
Monarch Money
$14.99/mo or $99/yrMonarch tracks investments and net worth alongside strong budgeting, which suits a high earner who wants spending and wealth in one place. It is USD-centric, US and Canada focused, costs $99/year, and is less specialized on complex or multi-currency assets than Kubera.
Auritrack
Free tier + AI from $3/moAuritrack ranks last because it is honestly not a net-worth tracker: it has no investment or portfolio tracking and no live bank sync yet, so it cannot aggregate complex assets into a running total. It handles AI expense tracking and budgeting in any currency, so a high earner should pair it with a dedicated tracker rather than expect it to replace one.
The verdict
For high earners with wealth across many asset types, Kubera is the top pick, adding estate and beneficiary features to full multi-currency coverage. Empower is the best free choice if your assets are mainly investments, and Monarch works if you want net worth plus budgeting. Auritrack is not a net-worth tool — it is for tracking and budgeting your spending.
Frequently Asked Questions
Compare and switch
Let AI do the tracking
Auritrack does the bookkeeping for you — chat your spending or import a statement, in any currency. Start on the free tier and add the AI features when you want them.
Rankings reflect our understanding of each product at the time of writing and may change; check each provider’s site for current pricing and features. Product names and trademarks belong to their respective owners. This page is general information, not financial advice.