Best net worth trackers
The Best Net Worth Trackers for Individuals in 2026
A net worth tracker lives or dies on how completely it can pull together your accounts, investments and assets in one figure that stays current. The apps below are ranked on asset coverage, live aggregation and price. Auritrack appears last here on purpose: it is an AI tracking and budgeting app, not a dedicated net-worth tool, and we say so plainly.
Empower Personal Dashboard
Free (dashboard)Empower is the best free net-worth tracker for individuals: its dashboard is built around net worth and investments, aggregates bank and brokerage accounts live, and adds retirement and fee-analysis tools at no cost. It is US and USD only, and free use comes with advisory sales calls.
Kubera
$249/yr (Essentials)Kubera is the most complete tracker if your wealth spans modern assets — it covers crypto, stocks, real estate and collectibles, in many currencies, across 20,000+ institutions. It has no free tier and is billed annually from around $249/year, so it is a paid choice for people with varied holdings.
Monarch Money
$14.99/mo or $99/yrMonarch tracks net worth and holdings alongside genuinely good budgeting, so it suits an individual who wants one app for both. It costs $99/year with no free tier, is US and Canada focused and USD-centric, so it is less specialized than Empower or Kubera on assets alone.
Auritrack
Free tier + AI from $3/moAuritrack ranks last because it is honestly not a net-worth tracker: it has no investment or portfolio tracking and no live bank sync yet, so it cannot aggregate your assets into a running total. It is built for AI expense tracking and budgeting in any currency, so use it alongside a dedicated tracker rather than instead of one.
The verdict
For individuals, Empower is the top pick because a genuinely capable net-worth and investment dashboard costs nothing. Choose Kubera if your assets span crypto, property and collectibles and you will pay for full coverage, or Monarch if you want net worth plus real budgeting. Auritrack is not the tool for net worth — it is for tracking and budgeting your everyday spending.
Frequently Asked Questions
Compare and switch
Let AI do the tracking
Auritrack does the bookkeeping for you — chat your spending or import a statement, in any currency. Start on the free tier and add the AI features when you want them.
Rankings reflect our understanding of each product at the time of writing and may change; check each provider’s site for current pricing and features. Product names and trademarks belong to their respective owners. This page is general information, not financial advice.