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Best net worth trackers

The Best Net Worth Trackers for Investors in 2026

Investors need a tracker that can hold a whole portfolio in one view — stocks, crypto, property and more — and keep the total current across currencies. The apps below are ranked on asset coverage, live aggregation and price. Auritrack appears last on purpose: it is an AI tracking and budgeting app with no investment tracking, and we say so plainly.

1

Kubera

$249/yr (Essentials)

Kubera is the top pick for investors because it tracks every asset class — stocks, crypto, real estate and collectibles — across 20,000+ institutions and wallets, in many currencies. It has no free tier and is billed annually from around $249/year, which is fair for the breadth of coverage.

Kubera vs Auritrack
2

Empower Personal Dashboard

Free (dashboard)

Empower is the best free option for investors, with a portfolio view, fee analyzer and retirement planner built on live brokerage aggregation. It is US and USD only, offers no crypto or alternative-asset depth to match Kubera, and free use brings advisory sales calls.

Empower Personal Dashboard vs Auritrack
3

Monarch Money

$14.99/mo or $99/yr

Monarch tracks investment holdings and net worth alongside strong budgeting, so it suits an investor who also wants everyday money management in one app. It is USD-centric, US and Canada focused, costs $99/year, and is less specialized on portfolios than Kubera or Empower.

Monarch Money vs Auritrack
4

Auritrack

Free tier + AI from $3/mo

Auritrack ranks last because it is honestly not built for investors: it has no investment or portfolio tracking and no live bank sync yet, so it cannot value or aggregate your holdings. It handles AI expense tracking and budgeting in any currency, so pair it with a real portfolio tracker rather than expecting it to replace one.

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The verdict

For investors, Kubera is the top pick because it covers every asset class, including crypto and property, across currencies. Empower is the best free alternative if your holdings are mainly stocks and funds, and Monarch works if you want portfolio tracking plus budgeting. Auritrack is not a portfolio tracker — it is for tracking and budgeting your spending.

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Frequently Asked Questions

Kubera is the best for investors because it tracks stocks, crypto, real estate and collectibles together in one multi-currency net-worth view. Empower is the strongest free choice for mainly stock-and-fund portfolios, and Monarch suits investors who also want budgeting in the same app.

Empower is free and offers a genuine portfolio view, fee analyzer and retirement planner. Kubera and Monarch have no free tier. Auritrack has a free tier, but for expense tracking and budgeting, not investment or portfolio tracking, so it does not replace a dedicated tool.

We weighed how many asset classes each tool can track, including crypto and alternatives, whether it aggregates holdings live across currencies, and its price. Tools built for portfolios and net worth scored highest, which is why Kubera and Empower lead and Auritrack, an AI budgeting app, ranks last.

Auritrack ranks last because it has no investment tracking and no live bank sync yet, so it cannot value a portfolio or roll holdings into a net-worth total — the core job an investor needs here. Its strength is AI expense tracking and budgeting in any currency, so it complements a portfolio tracker like Kubera rather than competing with it.

Compare and switch

Let AI do the tracking

Auritrack does the bookkeeping for you — chat your spending or import a statement, in any currency. Start on the free tier and add the AI features when you want them.

Get Started with Auritrack

Rankings reflect our understanding of each product at the time of writing and may change; check each provider’s site for current pricing and features. Product names and trademarks belong to their respective owners. This page is general information, not financial advice.

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