Best saving apps
The Best Saving Apps for UK Users in 2026
UK savers have a strong set of Open Banking apps that round up spending, run rules and wrap savings in ISAs. These apps are ranked on how well they automate saving, what they cost, and how useful the wrapper is for a UK saver. Auritrack sits at number four honestly: it does not save or invest your money, so on a pure saving list it is the tracking companion rather than the saver itself.
Moneybox
£1/mo + 0.45% feeMoneybox is the strongest UK saver here, combining round-up saving with Cash ISAs, a market-leading Lifetime ISA for first-time buyers, pensions and starter portfolios, all FCA regulated and FSCS protected. It costs £1/month plus a 0.45% platform fee and does no budgeting or expense tracking.
Plum
Free tier + Plus £3.99/moPlum automates saving with rules and round-ups and adds interest-paying easy-access pockets plus stocks and funds on paid tiers. Its Basic plan is free, with Plus at £3.99/month; the best features sit behind paid tiers, and it offers only light spending insights rather than real budgeting.
Snoop
Free + Plus £4.99/moSnoop is more a money-management app than a pure saver: it links your UK accounts via Open Banking, tracks bills and nudges you to cut spending, with a savings account and goals alongside. The core plan is free, Snoop Plus is £4.99/month, and it is sterling-focused with no statement import.
Auritrack
Free tier + AI from $3/moAuritrack ranks fourth because it is not a saving or investing app — it tracks where your money actually goes so you can find the cash to save in the first place. You chat your spending or import a statement and the AI categorizes it, in pounds or any currency, on a free tier with AI plans from $3 a month; pair it with one of the savers above.
The verdict
For UK savers, Moneybox is the top pick thanks to its round-ups and tax wrappers, especially the Lifetime ISA; Plum is the runner-up if you want automated rules with a free tier, and Snoop suits anyone who wants bill tracking and money-saving nudges more than a savings pot. Add Auritrack alongside any of them to see your spending clearly and free up more to save, starting on a free tier.
Frequently Asked Questions
Compare and switch
Let AI do the tracking
Auritrack does the bookkeeping for you — chat your spending or import a statement, in any currency. Start on the free tier and add the AI features when you want them.
Rankings reflect our understanding of each product at the time of writing and may change; check each provider’s site for current pricing and features. Product names and trademarks belong to their respective owners. This page is general information, not financial advice.