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Cashew vs Auritrack

Cashew vs Auritrack: Which Budgeting App Should You Choose?

This one comes down to a clear trade. Cashew is free, beautifully designed and keeps your data on your device, but you log every transaction yourself. Auritrack costs a little for its AI but does the logging and categorising for you. Neither is strictly better; the right pick depends on whether you value free-and-local or hands-off automation.

Get startedCashew switch guide

Cashew vs Auritrack: feature comparison

Feature comparison of Cashew and Auritrack

FeatureAuritrackCashew
AI chat expense trackingYesNo
AI bookkeeping & categorizationYesNo
Automatic bank syncPremium; US, Canada, Nigeria, Ghana, Kenya and South Africa. Statement import everywhereNoManual entry (bank import limited)
Bank-statement import (PDF/CSV/Excel)YesPDF, CSV or Excel, read by AICSV import
BudgetingYesYesFlexible, customisable budgets
Savings goalsYesYes
InvoicingSmall-business records and reportsNo
Receipt scanningYesNo
All currencies, kept separateYesEach currency kept separateYes
Data export (PDF/CSV)YesPDF and CSV anytimeYesCSV export
Telegram trackingYes@auritrack_botNo
Investment trackingNoNo
Shared / household accountsYesPartial
Sells your data to advertisersNoNo
PriceFree app + web from $3/moFree (optional paid upgrade)

Which one is right for you?

Choose Cashew if…

  • You want a genuinely free app with an optional one-time upgrade
  • A beautiful, highly customisable interface matters to you
  • You prefer your data kept local on your own device
  • You do not mind logging each transaction by hand

Choose Auritrack if…

  • You want an AI to log and categorise instead of tapping in entries
  • You would rather chat or import a statement than enter transactions
  • You want to log on the go from Telegram as well as web and mobile
  • You want a free mobile app and pay for the AI only when you want it
Move over from Cashew

Set up your budget in Auritrack

Copy this prompt, create your account, and paste it into the Auritrack AI chat. It rebuilds the kind of budget you had in Cashew, then lets the AI handle the logging you used to do by hand.

  1. 1

    Copy the prompt

    Grab the ready-made setup prompt below.

  2. 2

    Create your account

    Free on mobile and Telegram; web from $3/mo.

  3. 3

    Paste into AI chat

    Auritrack sets up your budget from it.

Create your account

The verdict

Pick Cashew if free, private and beautiful is the whole point and manual entry does not bother you. Pick Auritrack if the daily logging is what breaks your budgets and you would pay a little for an AI to keep the tracking current, in your own currency. You can try Auritrack free on mobile and import your Cashew CSV before committing.

Where Cashew still wins

  • a genuinely free, customisable app
  • privacy from local-first data
  • delightful design
Get started with Auritrack

Frequently Asked Questions

Not to the same degree. Cashew’s core app is free with an optional one-time purchase. Auritrack is free on iOS, Android and Telegram for manual tracking and budgets, but its AI logging, categorisation and statement import run on pay-as-you-go Auricoins that never expire or plans from around $3 a month, and the web app needs a subscription from $3 a month. You pay for the automation Cashew does not offer.

Auritrack logs spending for you. You type an expense in plain language or upload a bank statement and the AI reads and categorises it, and you can log from Telegram too. Cashew is manual entry only. That automated logging is the main reason to pick Auritrack over Cashew.

Cashew, on this specific point. It keeps data local on your device. Auritrack is cloud-based because the AI needs your data to categorise it, though it does not sell data to advertisers and never requires you to link a bank. If you do connect one on Premium, the login goes through Plaid or Mono, not Auritrack. If local-only storage is a hard requirement, Cashew wins here.

Yes. Export your Cashew data as a CSV and import it into Auritrack, and the AI categorises your history. You can export from Auritrack as PDF or CSV anytime, so you are never locked in either way.

Looking to move off Cashew specifically? Read the Cashew alternative guide, which covers migration and what to expect after switching.

Compare other alternatives

Goodbudget alternative

Digital envelope-budgeting app where you divide income into virtual envelopes and enter spending by hand.

Free + Premium $10/mo

Spendee alternative

A multi-currency expense tracker with shared wallets and colourful spending visuals, popular with travellers.

Free + Plus $1.99/mo

YNAB alternative

Zero-based budgeting app built on giving every dollar a job, with hands-on manual control.

$14.99/mo or $109/yr

Compare and switch

Ready to try Auritrack instead of Cashew?

Auritrack does the bookkeeping for you. Connect your bank on Premium ($20/month) in the US, Canada, Nigeria, Ghana, Kenya and South Africa, or import a statement from any bank, in any currency. It's free on the mobile apps and Telegram, with AI pay-as-you-go; the web app is from $3/month.

Get Started with Auritrack

Comparisons reflect our understanding of each product at the time of writing and may change; check each provider’s site for current pricing and features. Product names and trademarks belong to their respective owners. This page is general information, not financial advice.

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