Copilot Money vs Mint
Copilot Money vs Mint: Where Should Ex-Mint Users Go?
This is a comparison across a closed door. Mint was the free, ad-supported tracker Intuit shut down in 2024 and folded into Credit Karma. Copilot Money is a live, paid, Apple-first app that many former Mint users landed on. Because Mint no longer exists, the real question is what its old users should switch to — and whether Copilot is the right home.
Copilot Money vs Mint: feature comparison
Feature comparison of Copilot Money, Mint and Auritrack
| Feature | Copilot Money | Mint | Auritrack |
|---|---|---|---|
| AI chat expense tracking | No | No | Yes |
| AI bookkeeping & categorization | YesLearns and auto-categorizes as you correct it | No | Yes |
| Automatic bank sync | YesPlaid, MX, Finicity and Akoya | YesHad automatic sync (now discontinued) | Premium; US, Canada, Nigeria, Ghana, Kenya and South Africa. Statement import everywhere |
| Bank-statement import (PDF/CSV/Excel) | CSV import | No | YesPDF, CSV or Excel, read by AI |
| Budgeting | YesCategory budgets with rollover | Yes | Yes |
| Savings goals | YesGoals on iOS | Yes | Yes |
| Invoicing | No | No | Small-business records and reports |
| Receipt scanning | No | No | Yes |
| All currencies, kept separate | Display currency configurable; US/Canada sync | NoUS-focused | YesEach currency kept separate |
| Data export (PDF/CSV) | YesCSV | Limited | YesPDF and CSV anytime |
| Telegram tracking | No | No | Yes@auritrack_bot |
| Investment tracking | YesStocks, crypto and real estate | Partial | No |
| Shared / household accounts | NoSingle-user | No | Yes |
| Sells your data to advertisers | No | YesAd & recommendation model | No |
| Price | $13/mo or $95/yr | Was free (discontinued) | Free app + web from $3/mo |
Which of the two should you pick?
Where Copilot Money wins
- Still exists and is actively developed, unlike shut-down Mint
- Smart auto-categorization that learns from your corrections
- A polished Apple-native design across iPhone, Mac and web
- Investment and net-worth tracking across stocks, crypto and real estate
Where Mint wins
- Was free, funded by ads rather than a subscription
- Had automatic bank sync with a gentle learning curve
- Worked on Android, which Copilot does not
- Familiar to the millions who used it for years
A third option: Auritrack
If what you miss about Mint is that it was free and did the tracking for you, Copilot’s $13/month, Apple-only setup is a big jump. Auritrack keeps the hands-off part, where an AI logs and categorizes spending from a chat message or an uploaded statement, and is free on the mobile apps and Telegram (AI pay-as-you-go), or on the web from $3/month, with no ads. Premium adds weekly bank sync in the US, Canada, Nigeria, Ghana, Kenya and South Africa; outside those countries you upload a statement instead.
The verdict
Mint is gone, so this is about where to land. Choose Copilot Money if you are all-in on Apple, want a beautiful tracker and are happy to pay $13/month. If what you actually miss is that Mint was free and automatic, an AI tracker like Auritrack gets closer to that feeling, free on its mobile apps and Telegram, without the ads Mint ran.
Frequently Asked Questions
Want to dig into one of them on its own? Read the Copilot Money guide or the Mint guide, each an honest look at where that tool wins and where Auritrack fits.
Comparisons reflect our understanding of each product at the time of writing and may change; check each provider’s site for current pricing and features. Product names and trademarks belong to their respective owners. This page is general information, not financial advice.