Goodbudget vs Mint
Goodbudget vs Mint: Envelope Budgeting vs the Tracker Mint Was
These two represent opposite philosophies. Goodbudget is a deliberate, hands-on envelope-budgeting app where you divide income into virtual envelopes and enter spending yourself. Mint was the automatic, ad-supported tracker that logged transactions for you until Intuit shut it down in 2024. Since Mint is gone, the real question is whether Goodbudget’s manual method suits its former users.
Goodbudget vs Mint: feature comparison
Feature comparison of Goodbudget, Mint and Auritrack
| Feature | Goodbudget | Mint | Auritrack |
|---|---|---|---|
| AI chat expense tracking | No | No | Yes |
| AI bookkeeping & categorization | NoManual envelope entry | No | Yes |
| Automatic bank sync | Premium only, US banks via Plaid | YesHad automatic sync (now discontinued) | On the roadmap; statement import today |
| Bank-statement import (PDF/CSV/Excel) | YesQFX/OFX file import | No | YesPDF, CSV or Excel, read by AI |
| Budgeting | YesEnvelope budgeting, its core method | Yes | Yes |
| Savings goals | YesAnnual and goal envelopes | Yes | Yes |
| Invoicing | No | No | Small-business records and reports |
| Receipt scanning | No | No | Yes |
| All currencies with live conversion | Single currency, symbol configurable | NoUS-focused | YesLive exchange rates |
| Data export (PDF/CSV) | YesCSV | Limited | YesPDF and CSV anytime |
| Telegram tracking | No | No | Yes@auritrack_bot |
| Investment tracking | No | Partial | No |
| Shared / household accounts | YesSync envelopes across a household | No | Yes |
| Sells your data to advertisers | No | YesAd & recommendation model | No |
| Price | Free + Premium $10/mo | Was free (discontinued) | Free tier + AI from $3/mo |
Which of the two should you pick?
Where Goodbudget wins
- A proven envelope-budgeting method that builds real awareness
- Actively supported and available, unlike shut-down Mint
- Works with no bank connection at all
- Household sharing that syncs envelopes across devices
Where Mint wins
- It was free, funded by ads rather than a subscription
- Automatic bank sync did the tracking for you
- Simple category budgets that needed almost no effort
- Familiar to millions of long-time users
A third option: Auritrack
Goodbudget asks you to enter every transaction by hand, which is the opposite of what many liked about Mint. Auritrack keeps the budgeting discipline but removes the typing: an AI logs and categorizes your spending from a chat message or an uploaded statement, in any currency, on a free tier for the manual side with AI plans from $3/month. It has no live bank sync yet, so you share a statement rather than a bank login.
The verdict
Mint is discontinued, so the choice is about where to move and how much effort you want. Choose Goodbudget if the envelope method appeals and you value the awareness that deliberate manual entry brings. If what you actually miss about Mint is that the tracking happened by itself, an AI tool like Auritrack keeps you on a budget without the hand entry Goodbudget requires.
Frequently Asked Questions
Want to dig into one of them on its own? Read the Goodbudget guide or the Mint guide, each an honest look at where that tool wins and where Auritrack fits.
Comparisons reflect our understanding of each product at the time of writing and may change; check each provider’s site for current pricing and features. Product names and trademarks belong to their respective owners. This page is general information, not financial advice.