Mint vs NerdWallet
Mint vs NerdWallet: Budgets vs Money Guidance
Both are free US apps, but neither budgets the way Mint once did. Mint was the ad-supported tracker Intuit shut down in 2024. NerdWallet is a free net-worth and credit-score app with a product marketplace, but it retired its own 50/30/20 budgeting tool in 2025. So the honest comparison is really about what is left for ex-Mint users who want to budget.
Mint vs NerdWallet: feature comparison
Feature comparison of Mint, NerdWallet and Auritrack
| Feature | Mint | NerdWallet | Auritrack |
|---|---|---|---|
| AI chat expense tracking | No | No | Yes |
| AI bookkeeping & categorization | No | Categorizes synced transactions | Yes |
| Automatic bank sync | YesHad automatic sync (now discontinued) | YesLinks accounts for net worth and cash flow | Premium; US, Canada, Nigeria, Ghana, Kenya and South Africa. Statement import everywhere |
| Bank-statement import (PDF/CSV/Excel) | No | No | YesPDF, CSV or Excel, read by AI |
| Budgeting | Yes | NoDropped its 50/30/20 budgeting tool in 2025 | Yes |
| Savings goals | Yes | No | Yes |
| Invoicing | No | No | Small-business records and reports |
| Receipt scanning | No | No | Yes |
| All currencies, kept separate | NoUS-focused | NoUS and USD focused | YesEach currency kept separate |
| Data export (PDF/CSV) | Limited | No | YesPDF and CSV anytime |
| Telegram tracking | No | No | Yes@auritrack_bot |
| Investment tracking | Partial | Investments count toward net worth | No |
| Shared / household accounts | No | No | Yes |
| Sells your data to advertisers | YesAd & recommendation model | YesAffiliate marketplace model | No |
| Price | Was free (discontinued) | Free | Free app + web from $3/mo |
Which of the two should you pick?
Where Mint wins
- It was free, funded by ads rather than a subscription
- Automatic bank sync did the tracking for you
- Actual category budgets, which NerdWallet no longer offers
- Familiar to millions of long-time users
Where NerdWallet wins
- Actively supported and available, unlike shut-down Mint
- Free credit-score monitoring
- Net-worth and cash-flow dashboard with account sync
- Strong research, guides and a product-comparison marketplace
A third option: Auritrack
This is the gap worth naming: Mint is gone and NerdWallet dropped budgeting, so neither actually budgets today. Auritrack fills that gap with an AI that logs and categorizes your spending from a chat message or an uploaded statement and then keeps you on budget, in any currency, free on the mobile apps and Telegram (AI pay-as-you-go), or on the web from $3/month. On Premium it connects to banks in the US, Canada, Nigeria, Ghana, Kenya and South Africa; anywhere else you upload a statement.
The verdict
Mint is discontinued, and NerdWallet is no longer a budgeting app after it retired those tools in 2025. Choose NerdWallet if you mainly want a free credit-score and net-worth dashboard plus financial-product research, and you are comfortable with its affiliate model. If you specifically want the budgeting Mint used to do, neither fits, and an AI tool like Auritrack rebuilds that budget for you.
Frequently Asked Questions
Want to dig into one of them on its own? Read the Mint guide or the NerdWallet guide, each an honest look at where that tool wins and where Auritrack fits.
Comparisons reflect our understanding of each product at the time of writing and may change; check each provider’s site for current pricing and features. Product names and trademarks belong to their respective owners. This page is general information, not financial advice.