Mint vs PocketGuard
Mint vs PocketGuard: Classic Budgets vs "In My Pocket" Simplicity
Both apps aim to answer a simple question: how much can I safely spend? Mint did it with familiar category budgets before Intuit shut it down in 2024. PocketGuard does it with a single "In My Pocket" figure that shows what is left after bills, goals and essentials. Because Mint is gone, the useful comparison is whether PocketGuard is where its old users should go.
Mint vs PocketGuard: feature comparison
Feature comparison of Mint, PocketGuard and Auritrack
| Feature | Mint | PocketGuard | Auritrack |
|---|---|---|---|
| AI chat expense tracking | No | No | Yes |
| AI bookkeeping & categorization | No | Auto-categorizes synced transactions | Yes |
| Automatic bank sync | YesHad automatic sync (now discontinued) | YesUS and Canadian bank connections | Premium; US, Canada, Nigeria, Ghana, Kenya and South Africa. Statement import everywhere |
| Bank-statement import (PDF/CSV/Excel) | No | No | YesPDF, CSV or Excel, read by AI |
| Budgeting | Yes | YesIn My Pocket spendable figure; free tier capped | Yes |
| Savings goals | Yes | YesSavings goals | Yes |
| Invoicing | No | No | Small-business records and reports |
| Receipt scanning | No | No | Yes |
| All currencies, kept separate | NoUS-focused | NoUSD focused | YesEach currency kept separate |
| Data export (PDF/CSV) | Limited | Export on Plus | YesPDF and CSV anytime |
| Telegram tracking | No | No | Yes@auritrack_bot |
| Investment tracking | Partial | No | No |
| Shared / household accounts | No | No | Yes |
| Sells your data to advertisers | YesAd & recommendation model | No | No |
| Price | Was free (discontinued) | Free + Plus $12.99/mo | Free app + web from $3/mo |
Which of the two should you pick?
Where Mint wins
- It was free, funded by ads rather than a subscription
- Automatic bank sync with no account limits
- Full category budgets, not just a single number
- Familiar to millions of long-time users
Where PocketGuard wins
- Actively supported and available, unlike shut-down Mint
- The "In My Pocket" safe-to-spend figure is genuinely useful
- Automatic recurring-bill detection and a debt payoff planner
- A lifetime one-time payment option ($149.99) exists
A third option: Auritrack
PocketGuard revives Mint-style automation, but its free tier is tight, capping you at two linked accounts and two categories. Auritrack takes a different route: an AI logs and categorizes your spending from a chat message or an uploaded statement, in any currency, free on the mobile apps and Telegram (AI pay-as-you-go), or on the web from $3/month. Bank sync comes with the $20 Premium plan in the US, Canada, Nigeria, Ghana, Kenya and South Africa, and a PDF, CSV or Excel statement works from any other bank.
The verdict
Mint is discontinued, so the choice is really about where to land. Choose PocketGuard if the single "safe to spend" number suits how you think and you can live with the restrictive free tier or pay for Plus. If you want fuller, flexible tracking without the two-account cap and without US-only limits, an AI tool like Auritrack keeps more of what Mint did while doing the entry for you.
Frequently Asked Questions
Want to dig into one of them on its own? Read the Mint guide or the PocketGuard guide, each an honest look at where that tool wins and where Auritrack fits.
Comparisons reflect our understanding of each product at the time of writing and may change; check each provider’s site for current pricing and features. Product names and trademarks belong to their respective owners. This page is general information, not financial advice.