Mint vs Rocket Money
Mint vs Rocket Money: What Should Ex-Mint Users Do Now?
This is really a before-and-after comparison. Mint was the free, ad-supported tracker millions used until Intuit shut it down in 2024 and folded parts into Credit Karma. Rocket Money is one of the automation-first apps ex-Mint users land on, best known for cancelling subscriptions. Since Mint no longer exists as a live product, the honest question is what its old users should do now, and whether Rocket Money is the right home.
Mint vs Rocket Money: feature comparison
Feature comparison of Mint, Rocket Money and Auritrack
| Feature | Mint | Rocket Money | Auritrack |
|---|---|---|---|
| AI chat expense tracking | No | No | Yes |
| AI bookkeeping & categorization | No | Auto-categorizes synced transactions | Yes |
| Automatic bank sync | YesHad automatic sync (now discontinued) | YesPlaid connections | On the roadmap; statement import today |
| Bank-statement import (PDF/CSV/Excel) | No | No | YesPDF, CSV or Excel, read by AI |
| Budgeting | Yes | YesFree tier caps custom categories | Yes |
| Savings goals | Yes | YesGoal plans on Premium | Yes |
| Invoicing | No | No | Small-business records and reports |
| Receipt scanning | No | No | Yes |
| All currencies with live conversion | NoUS-focused | NoUSD only | YesLive exchange rates |
| Data export (PDF/CSV) | Limited | Limited export | YesPDF and CSV anytime |
| Telegram tracking | No | No | Yes@auritrack_bot |
| Investment tracking | Partial | Net worth incl. account balances | No |
| Shared / household accounts | No | No | Yes |
| Sells your data to advertisers | YesAd & recommendation model | Privacy policy permits data sharing; EPIC filed a CFPB complaint | No |
| Price | Was free (discontinued) | Free + Premium from $6/mo | Free tier + AI from $3/mo |
Which of the two should you pick?
Where Mint wins
- Was free, funded by ads rather than a subscription
- Automatic bank sync pulled everything in with no effort (before it closed)
- Simple budgets and clean categories anyone could pick up
- Familiar to millions of long-time users
Where Rocket Money wins
- Still running and actively developed, unlike shut-down Mint
- Automatically finds and cancels unwanted subscriptions, and negotiates bills
- Live bank sync and credit-score tracking today
- Free tier plus pay-what-you-want Premium from about $6/month
A third option: Auritrack
Mint refugees who liked that the tracking happened by itself, but do not want Rocket Money’s data-sharing record or its US-only reach, might look at Auritrack. An AI logs and categorizes your spending from a chat message or an uploaded statement, in any currency, and it does not sell your data, on a free tier for manual use with AI features from $3/month. It has no live bank sync yet, so you share a statement rather than a bank login.
The verdict
Mint is gone, so the real choice is where to move. Rocket Money is a capable, still-running home if you want automation and do not mind its US-only reach or the data-sharing concerns privacy groups have raised. If what you miss is that Mint tracked things for you without a subscription, an AI tracker like Auritrack gets closer to that feeling, in any currency and without selling your data.
Frequently Asked Questions
Want to dig into one of them on its own? Read the Mint guide or the Rocket Money guide, each an honest look at where that tool wins and where Auritrack fits.
Comparisons reflect our understanding of each product at the time of writing and may change; check each provider’s site for current pricing and features. Product names and trademarks belong to their respective owners. This page is general information, not financial advice.