Mint vs Quicken Simplifi
Mint vs Simplifi: The Free App That Closed vs a Paid Replacement
This is a comparison of a product that no longer exists and one of its most-recommended successors. Mint was the free, ad-supported tracker Intuit shut down in 2024. Quicken Simplifi is a paid web and mobile app with bank sync, a projected spending plan and investment tracking. Since Mint is gone, the real question is whether Simplifi is where its old users should land.
Mint vs Quicken Simplifi: feature comparison
Feature comparison of Mint, Quicken Simplifi and Auritrack
| Feature | Mint | Quicken Simplifi | Auritrack |
|---|---|---|---|
| AI chat expense tracking | No | No | Yes |
| AI bookkeeping & categorization | No | Auto-categorization rules, not AI chat | Yes |
| Automatic bank sync | YesHad automatic sync (now discontinued) | YesConnects US banks and cards | On the roadmap; statement import today |
| Bank-statement import (PDF/CSV/Excel) | No | NoRelies on live sync, not file import | YesPDF, CSV or Excel, read by AI |
| Budgeting | Yes | YesSpending plan with projected cash flow | Yes |
| Savings goals | Yes | YesSavings goals | Yes |
| Invoicing | No | No | Small-business records and reports |
| Receipt scanning | No | No | Yes |
| All currencies with live conversion | NoUS-focused | NoUS and USD focused | YesLive exchange rates |
| Data export (PDF/CSV) | Limited | Limited export | YesPDF and CSV anytime |
| Telegram tracking | No | No | Yes@auritrack_bot |
| Investment tracking | Partial | YesPortfolio and holdings view | No |
| Shared / household accounts | No | Shared access to one plan | Yes |
| Sells your data to advertisers | YesAd & recommendation model | No | No |
| Price | Was free (discontinued) | From $3.99/mo (billed yearly) | Free tier + AI from $3/mo |
Which of the two should you pick?
Where Mint wins
- It was free, funded by ads rather than a subscription
- Automatic bank sync pulled transactions in for you
- Simple, familiar budgets and clean categories
- Millions used it for years and knew it well
Where Quicken Simplifi wins
- Actively developed and supported, unlike shut-down Mint
- Projected cash-flow spending plan that looks ahead
- Live bank sync plus investment and portfolio tracking
- Clean, modern interface backed by Quicken
A third option: Auritrack
If what you miss about Mint is that it was free and did the tracking for you, Simplifi solves the automation but not the price. Auritrack keeps the low cost closer to Mint: an AI logs and categorizes your spending from a chat message or an uploaded statement, in any currency, on a free tier for the manual side with AI features from $3/month. It has no live bank sync yet, so you share a statement instead of a bank login.
The verdict
Mint is discontinued, so this is really about where to move. Choose Simplifi if you want a polished, actively-supported app with automatic sync and a forward-looking spending plan, and you are fine paying for it and staying US-based. If you mainly want Mint-style tracking without the manual work and without US-only, USD-only limits, an AI tracker like Auritrack gets you closer to the old Mint feeling for less.
Frequently Asked Questions
Want to dig into one of them on its own? Read the Mint guide or the Quicken Simplifi guide, each an honest look at where that tool wins and where Auritrack fits.
Comparisons reflect our understanding of each product at the time of writing and may change; check each provider’s site for current pricing and features. Product names and trademarks belong to their respective owners. This page is general information, not financial advice.