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The AI expense tracker built for Malawi

Auritrack is an AI expense tracker and budgeting app for how Malawi actually spends: Airtel Money and TNM Mpamba payments, minibus fares, ESCOM units, airtime, school fees and the village bank you save with. Upload a wallet or bank statement, or chat what you spent, and the AI sorts every kwacha. Free on iOS, Android and Telegram; web from $3/month.

Get started

Or get it free on the App Store, Google Play or Telegram.

Track spending in kwacha, the way Malawi spends

Type what happened in plain English and the AI logs it in kwacha. Say “minibus 1,500”, “ESCOM units 10,000”, “airtime 2000”, or “market 18k”, and it works out the amount, the category and the context. Market shopping and small cash spends never reach a statement, so log them in a message or a voice note as they happen.

Built around Airtel Money and TNM Mpamba

Mobile money is how much of Malawi pays for ESCOM units, school fees and money sent home. Export your Airtel Money or TNM Mpamba statement and upload it, and Auritrack sorts every send, payment and withdrawal into clear categories, including the charges that add up.

Upload a statement from any bank in Malawi

Export a statement from National Bank of Malawi, Standard Bank, NBS Bank, FDH Bank, First Capital Bank, Ecobank, CDH Investment Bank and Centenary Bank or any other bank, and upload the PDF, CSV or Excel file. Auritrack's AI reads it, untangles cryptic descriptions, skips anything it has already seen, and sorts months of transactions into clean categories in seconds. Imports use Auricoins because the AI does the reading, and you get free Auricoins when you sign up. See how statement import works.

Budgeting for salary, farming and business

Many Malawian households combine a salary with farming or a small business, and income can be seasonal. Auritrack keeps those streams apart and shows what is really left. Set category budgets with the 50/30/20 rule or your own plan, and ask the AI things like "how much did I spend on transport this month?" Try the free AI budget planner to set up a plan in minutes.

Village banks, contributions and money lent

Village bank savings, contributions for funerals and weddings, and loans between relatives are part of the monthly picture. Auritrack tracks money you lend and borrow, with reminders, and keeps contributions as their own category.

For individuals and small businesses across Malawi

Whether you are on a salary in Lilongwe and Blantyre, freelancing, or running a small business in Mzuzu, Zomba, Kasungu and Mangochi, Auritrack works as your AI expense tracker and AI bookkeeper at once. Log on the go with the Telegram expense tracker, keep clean records, and stop guessing where your kwacha go. The iOS, Android and Telegram apps are free; when you want more of the AI, pick a plan from $3/month or pay-as-you-go Auricoins.

Frequently asked questions

Something else on your mind?

Email support@auritrack.com

Yes. Download your wallet statement and upload it, and the AI categorises every send, payment, withdrawal and charge. Between uploads, chat a payment like "Mpamba 20,000 to amayi" to log it straight away. Wallets cannot be linked directly, so the statement is the way in.

Very. Traders and small business owners log sales and expenses by chatting or uploading statements, keep simple books without an accountant, and export clean reports when a bank or lender asks. The mobile apps are free to start.

Yes, on the iOS and Android apps and on Telegram. Manual tracking and core budgeting are free there, so you can run your whole budget in kwacha without paying anything, and you get free Auricoins when you sign up. AI features such as statement imports are pay-as-you-go with Auricoins that never expire, or you can subscribe from $3/month for monthly Auricoin grants and premium features. The web app needs a subscription from $3/month and has no free trial.

Yes. Auritrack works natively in MWK and every other currency. If you also earn, save or spend in another currency, each transaction keeps its own currency and you see a separate total for each, with your preferred currency first. Nothing is converted behind your back.

Not yet. Direct bank connections currently cover the US, Canada, Nigeria, Ghana, Kenya and South Africa. In Malawi, export a statement from your bank or wallet as a PDF, CSV or Excel file and upload it. The AI reads every line, cleans up the descriptions, skips anything already imported and sorts it all into categories. Statement upload works on every plan, for every bank.

Take control of your money in Malawi

Join 100,000+ people who let AI track their spending. Upload a statement from any bank in Malawi, or chat what you spent, and budget in kwacha without the busywork. Free on iOS, Android and Telegram; web from $3/month.

Get started with Auritrack

Or get it free on the App Store, Google Play or Telegram.

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Log spending in plain sentences and let AI keep the books. Free on iOS, Android and Telegram.

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