The AI expense tracker built for Zambia
Auritrack is an AI expense tracker and budgeting app for how Zambia actually spends: Airtel Money and MTN MoMo payments, bus fares, ZESCO units, talk time, school fees and the chilimba you contribute to. Upload a mobile money or bank statement, or chat what you spent, and the AI sorts every kwacha. Free on iOS, Android and Telegram; web from $3/month.
Or get it free on the App Store, Google Play or Telegram.
Track spending in kwacha, the way Zambia spends
Type what happened in plain English and the AI logs it in kwacha. Say “bus K15”, “ZESCO units 200”, “talk time 50”, or “Shoprite K380”, and it works out the amount, the category and the context. Market shopping and small cash spends do not show up on a statement, so log them in a message or voice note as they happen.
Built around Airtel Money and MTN MoMo
Mobile money is how much of Zambia pays for ZESCO units, school fees and transfers to family. Export your Airtel Money or MTN MoMo statement and upload it, and Auritrack sorts every send, payment and withdrawal into clear categories, including the charges that add up over a month.
Upload a statement from any bank in Zambia
Export a statement from Zanaco, Stanbic, FNB, Absa, First Capital Bank, Indo Zambia Bank, Access Bank and Ecobank or any other bank, and upload the PDF, CSV or Excel file. Auritrack's AI reads it, untangles cryptic descriptions, skips anything it has already seen, and sorts months of transactions into clean categories in seconds. Imports use Auricoins because the AI does the reading, and you get free Auricoins when you sign up. See how statement import works.
Budgeting for salary, business and irregular income
Many Zambians earn from a salary plus a small business or farming, and prices move fast. Auritrack keeps business money separate and shows what is really left each month. Set category budgets with the 50/30/20 rule or your own plan, and ask the AI things like "how much did I spend on food this month?" Try the free AI budget planner to set up a plan in minutes.
Chilimba, kitchen parties and money lent
Chilimba rounds, contributions for kitchen parties and funerals, and small loans between friends are part of the monthly budget. Auritrack tracks money you lend and borrow, with reminders, and keeps contributions as their own category, so you can see what went out and what is owed back.
For individuals and small businesses across Zambia
Whether you are on a salary in Lusaka and Ndola, freelancing, or running a small business in Kitwe, Livingstone, Kabwe and Chipata, Auritrack works as your AI expense tracker and AI bookkeeper at once. Log on the go with the Telegram expense tracker, keep clean records, and stop guessing where your kwacha go. The iOS, Android and Telegram apps are free; when you want more of the AI, pick a plan from $3/month or pay-as-you-go Auricoins.
Take control of your money in Zambia
Join 100,000+ people who let AI track their spending. Upload a statement from any bank in Zambia, or chat what you spent, and budget in kwacha without the busywork. Free on iOS, Android and Telegram; web from $3/month.
Or get it free on the App Store, Google Play or Telegram.
