Digit vs Auritrack
Digit vs Auritrack: Auto-Saving or Real Tracking?
The Digit name is retired now. Oportun bought it in 2021 and folded the automatic saving into its own app as Set & Save, so this is really a comparison of what Digit did against what Auritrack does. Digit quietly moved money into savings for you; Auritrack tracks where your money goes and helps you budget. They aim at different problems.
- Pricing verified:
- Jul 2026
Digit vs Auritrack: feature comparison
Feature comparison of Digit and Auritrack
| Feature | Auritrack | Digit |
|---|---|---|
| AI chat expense tracking | Yes | No |
| AI bookkeeping & categorization | Yes | No |
| Automatic bank sync | On the roadmap; statement import today | YesConnects your checking account to auto-save |
| Bank-statement import (PDF/CSV/Excel) | YesPDF, CSV or Excel, read by AI | No |
| Budgeting | Yes | No |
| Savings goals | Yes | YesNamed savings goals |
| Invoicing | Small-business records and reports | No |
| Receipt scanning | Yes | No |
| All currencies with live conversion | YesLive exchange rates | NoUS dollars only |
| Data export (PDF/CSV) | YesPDF and CSV anytime | Partial |
| Telegram tracking | Yes@auritrack_bot | No |
| Investment tracking | No | NoSaving and loans, not investing |
| Shared / household accounts | Yes | No |
| Sells your data to advertisers | No | No |
| Price | Free tier + AI from $3/mo | ~$5/mo |
Which one is right for you?
Choose Digit if…
- You want fully hands-off saving that learns your cash flow
- You want safe automatic transfers toward named goals
- You want the bundled Oportun banking and personal loans
- You are in the US and happy on a paid subscription
Choose Auritrack if…
- You want to see where your spending goes, not just save quietly
- You want a budget you can actually follow
- You would rather chat or upload a statement than let an app move money
- You want a free tier and every currency, not US-only
Set up budgeting in Auritrack
Copy this prompt, create a free account, and paste it into the Auritrack AI chat. It sets up a budget so you can track your spending while Oportun keeps sweeping money into savings.
- 1
Copy the prompt
Grab the ready-made setup prompt below.
- 2
Create a free account
Sign up on the web app or mobile.
- 3
Paste into AI chat
Auritrack sets up your budget from it.
The verdict
Since Digit is now Oportun, treat this as saving versus tracking. Choose Oportun (Digit) if you want an app that squirrels money away automatically. Choose Auritrack if you want to understand and budget your spending across all your money. A common setup is to keep auto-saving in Oportun and track the rest in Auritrack.
Where Digit still wins
- fully hands-off saving that learns your cash flow
- safe automatic transfers toward named goals
- bundled Oportun banking and personal loans
Frequently Asked Questions
Looking to move off Digit specifically? Read the Digit alternative guide, which covers migration and what to expect after switching.
Compare other alternatives
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Moneybox alternative
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Compare and switch
Ready to try Auritrack instead of Digit?
Auritrack does the bookkeeping for you — chat your spending or import a statement, in any currency. Start on the free tier and add the AI features when you want them.
Comparisons reflect our understanding of each product at the time of writing and may change; check each provider’s site for current pricing and features. Product names and trademarks belong to their respective owners. This page is general information, not financial advice.