Empower Personal Dashboard vs Revolut
Empower vs Revolut: A Wealth Dashboard or a Global Money App?
These two apps barely overlap. Empower Personal Dashboard (formerly Personal Capital) is a free, US-focused dashboard that aggregates your accounts to show net worth, investments and retirement. Revolut is a global multi-currency neobank with a card, spending analytics, savings vaults and in-app investing. One is a place to watch your wealth; the other is an account you actually spend from, in many currencies.
Empower Personal Dashboard vs Revolut: feature comparison
Feature comparison of Empower Personal Dashboard, Revolut and Auritrack
| Feature | Empower Personal Dashboard | Revolut | Auritrack |
|---|---|---|---|
| AI chat expense tracking | No | No | Yes |
| AI bookkeeping & categorization | Auto-categorizes synced transactions | Auto-categorizes card transactions | Yes |
| Automatic bank sync | YesAggregates bank, card and investment accounts | Own Revolut account is live; limited external linking | Premium; US, Canada, Nigeria, Ghana, Kenya and South Africa. Statement import everywhere |
| Bank-statement import (PDF/CSV/Excel) | NoRelies on live sync, not file import | No | YesPDF, CSV or Excel, read by AI |
| Budgeting | Basic cash-flow view, weak on budgeting | YesBudgets and spending analytics | Yes |
| Savings goals | YesRetirement and savings planners | YesSavings Vaults / Pockets | Yes |
| Invoicing | No | No | Small-business records and reports |
| Receipt scanning | No | No | Yes |
| All currencies, kept separate | NoUS and USD focused | YesHolds and exchanges 25+ currencies | YesEach currency kept separate |
| Data export (PDF/CSV) | Limited export | YesStatement export | YesPDF and CSV anytime |
| Telegram tracking | No | No | Yes@auritrack_bot |
| Investment tracking | YesPortfolio, fee analyzer, retirement planner | YesStocks, crypto and commodities in-app | No |
| Shared / household accounts | Household accounts can be linked | Group bills and splitting | Yes |
| Sells your data to advertisers | NoUpsells its own advisory, not ads | No | No |
| Price | Free (dashboard) | Free + paid from $9.99/mo | Free app + web from $3/mo |
Which of the two should you pick?
Where Empower Personal Dashboard wins
- Strong investment, portfolio and net-worth tracking
- Live aggregation of bank, card and brokerage accounts in one view
- Retirement planner and investment-fee analyzer
- The core dashboard is free to use
Where Revolut wins
- A true multi-currency account and card you spend from
- Fee-free currency exchange on paid tiers
- In-app investing in stocks, crypto and commodities
- Works globally, not just in the US
A third option: Auritrack
Empower is thin on budgeting and US-only, while Revolut tracks your Revolut account well but not the rest of your money. Auritrack is the AI tracking layer that works across both: chat a purchase or upload a statement and it categorizes and budgets for you, in any currency, free on the mobile apps and Telegram (AI pay-as-you-go), or on the web from $3/month. Bank sync is on Premium in the US, Canada, Nigeria, Ghana, Kenya and South Africa; it does not connect to UK or European banks yet, so UK users upload a statement.
The verdict
Choose Empower if your money is mostly in investments and you want a free US net-worth and retirement dashboard, and you can ignore the advisory sales calls. Choose Revolut if you want a real multi-currency account and card for spending, travel and light investing. If your goal is everyday spending tracked and budgeted across every account, an AI tool like Auritrack complements either.
Frequently Asked Questions
Want to dig into one of them on its own? Read the Empower Personal Dashboard guide or the Revolut guide, each an honest look at where that tool wins and where Auritrack fits.
Comparisons reflect our understanding of each product at the time of writing and may change; check each provider’s site for current pricing and features. Product names and trademarks belong to their respective owners. This page is general information, not financial advice.