Revolut alternative
The AI Revolut Alternative for Tracking Every Account, Not Just Your Revolut Card
Revolut is a genuinely good multi-currency account. The catch most people hit is that its budgeting only sees the money that moves through Revolut itself. Your salary account, your other cards, the cash you spend — none of that shows up. If you want one honest picture of where all your money goes rather than a report on one card, Auritrack is the alternative: an AI tracker that logs spending from any account, in any currency, without being a bank at all.
- Pricing verified:
- Jul 2026
Revolut budgets your Revolut money. That is the whole limit
Revolut’s analytics are neat, but they can only chart what runs through your Revolut card and account. Most people do not spend everything from one place. Rent leaves a different bank, a subscription hits an old Visa, some days are cash. The result is a budget that looks tidy and still misses half of real life.
Auritrack starts from the opposite end. It is not tied to any one account, so it can hold the whole picture. You type what you spent in plain language and the AI logs and categorizes it, or you upload a statement from any bank and it reads every line. It works across all currencies with live conversion, which suits Revolut users who already move between them. See how it handles the day-to-day on the budgeting app page.
Auritrack vs Revolut, side by side
Feature comparison of Auritrack and Revolut
| Feature | Auritrack | Revolut |
|---|---|---|
| AI chat expense tracking | Yes | No |
| AI bookkeeping & categorization | Yes | Auto-categorizes card transactions |
| Automatic bank sync | On the roadmap; statement import today | Own Revolut account is live; limited external linking |
| Bank-statement import (PDF/CSV/Excel) | YesPDF, CSV or Excel, read by AI | No |
| Budgeting | Yes | YesBudgets and spending analytics |
| Savings goals | Yes | YesSavings Vaults / Pockets |
| Invoicing | Small-business records and reports | No |
| Receipt scanning | Yes | No |
| All currencies with live conversion | YesLive exchange rates | YesHolds and exchanges 25+ currencies |
| Data export (PDF/CSV) | YesPDF and CSV anytime | YesStatement export |
| Telegram tracking | Yes@auritrack_bot | No |
| Investment tracking | No | YesStocks, crypto and commodities in-app |
| Shared / household accounts | Yes | Group bills and splitting |
| Sells your data to advertisers | No | No |
| Price | Free tier + AI from $3/mo | Free + paid from $9.99/mo |
Revolut: honest strengths and limitations
Revolut: strengths
- true multi-currency account and card
- fee-free FX on paid tiers
- in-app investing
- live spending analytics
Limitations
- only tracks your Revolut account well
- no statement import
- no AI bookkeeping
- support can be slow
Where Revolut is genuinely the better tool
Be clear about this: if you want a card to spend abroad without ugly FX fees, hold balances in several currencies, or dabble in stocks and crypto from the same app, Revolut does that and Auritrack does not. Auritrack is not a bank and never touches your money — it does not issue a card, exchange currency or hold a balance. On those jobs Revolut is the right choice and you should keep it.
The two are not rivals so much as different layers. Revolut moves the money; Auritrack makes sense of it. A lot of people end up using both — spend on Revolut, then let Auritrack track the full month including everything Revolut cannot see.
What Auritrack adds on top
The core difference is the AI doing the bookkeeping. You are never sorting transactions by hand. You chat “22 on lunch, 60 on the electric bill” and it is filed, or you drop in a PDF statement and the whole thing is categorized in one pass. There is no live bank sync yet, so your banking logins stay with your bank; you share a statement, not a password.
On top of that you get budgets that cover all your accounts, savings goals, receipt scanning, data export as PDF or CSV, and tracking from the web, Android, iOS or Telegram. If Revolut hooked you on seeing your spending, Auritrack is the version that sees the rest of it too.
Set up all-account tracking in Auritrack
Copy this prompt, create a free account, and paste it into the Auritrack AI chat. It sets up a budget that covers every account, not just your Revolut card.
- 1
Copy the prompt
Grab the ready-made setup prompt below.
- 2
Create a free account
Sign up on the web app or mobile.
- 3
Paste into AI chat
Auritrack sets up your budget from it.
The honest verdict
Pick Revolut if what you want is the account itself — a multi-currency card, cheap FX and in-app investing. Keep it for that. Pick Auritrack, alongside it, if you want to track and budget every account in one place with an AI doing the logging, in whatever currencies you use. Start on the free tier and add the AI features when you want them.
Where Revolut still wins
- being an actual multi-currency account and card
- live in-app transactions and fee-free currency exchange
- in-app investing in stocks, crypto and commodities
Frequently Asked Questions
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See all of it, not one card
Spend on Revolut. Track everything with Auritrack.
Auritrack uses AI to log and budget spending from every account you have, in any currency. Chat your spending or import a statement, no manual entry. Free to start.
Comparisons reflect our understanding of each product at the time of writing and may change; check each provider’s site for current pricing and features. Product names and trademarks belong to their respective owners. This page is general information, not financial advice. Budgeting app.