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The Best Finance Apps for People with irregular income

Looking for a budgeting or expense-tracking app that fits people with irregular income? Each option below links to an honest comparison against Auritrack — the AI finance app that does the tracking for you — including where the other tool still wins.

YNAB alternative

Zero-based budgeting app built on giving every dollar a job, with hands-on manual control.

$14.99/mo or $109/yr

Actual Budget alternative

Open-source, local-first envelope budgeting app you can self-host or run on a small hosting fee.

Free (open source)

Everlance alternative

Mileage and expense tracking app for self-employed workers and teams, with IRS-ready tax reports.

Free, or from $8.99/mo

EveryDollar alternative

Ramsey Solutions’ zero-based budgeting app built around the Baby Steps, with a usable free tier.

Free + Premium $17.99/mo

Found alternative

US business banking for the self-employed with built-in bookkeeping and automatic tax set-aside.

Free, or Found Plus $35/mo

Goodbudget alternative

Digital envelope-budgeting app where you divide income into virtual envelopes and enter spending by hand.

Free + Premium $10/mo

Hurdlr alternative

Self-employed app that auto-tracks mileage, income, expenses and real-time self-employment tax.

Free, or $9.99/mo

Keeper alternative

App that scans linked accounts to find freelancer tax write-offs and can file your US taxes.

$20/mo or from $99/yr

PocketGuard alternative

Budgeting app whose "In My Pocket" figure shows what is safe to spend after bills, goals and essentials.

Free + Plus $12.99/mo

PocketSmith alternative

Forecasting and calendar-based budgeting app with multi-currency support and long-range cash-flow projections.

Free or from $9.99/mo
Other audiences:Finance apps for individualsFinance apps for couplesFinance apps for freelancersFinance apps for small businessesFinance apps for studentsFinance apps for Nigerians

Compare and switch

Not sure which to pick?

Auritrack does the bookkeeping for you — chat your spending or import a statement, in any currency. Start on the free tier and add the AI features when you want them.

Get Started with Auritrack
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