The Best Finance Apps for Students
Looking for a budgeting or expense-tracking app that fits students? Each option below links to an honest comparison against Auritrack — the AI finance app that does the tracking for you — including where the other tool still wins.
PiggyVest alternative
Nigeria’s popular automated savings and investment app for locking money away and earning returns.
Acorns alternative
Round-up investing app that invests spare change into diversified ETF portfolios, with banking and retirement add-ons.
Cashew alternative
Clean, highly customisable budgeting app with a friendly design, budgets and goals, largely free to use.
Chime alternative
US fee-free banking app with early direct deposit, SpotMe overdraft cover, round-up savings and credit building.
Cleo alternative
A US AI chatbot that roasts your spending, connects your bank and offers cash advances up to $250.
Cowrywise alternative
Nigerian savings and investment app with automated plans, mutual funds, dollar funds and group Saving Circles.
Kuda alternative
Nigerian digital bank with a free account, spending categories, savings and light budgeting built in.
Money Manager (Realbyte) alternative
Widely used manual expense manager from Realbyte with a double-entry style ledger, budgets and clear charts.
Moneybox alternative
UK saving and investing app with round-ups, Cash and Lifetime ISAs, pensions and simple starter portfolios.
PalmPay alternative
Nigerian fintech wallet for transfers, airtime and bill payments, cashback rewards and simple savings.
Plum alternative
UK and EU auto-saving app that nudges money aside with rules and offers stocks, funds and interest pockets.
Toshl Finance alternative
Colourful personal budgeting and expense-tracking app with playful monsters, budgets and multi-currency support.
Compare and switch
Not sure which to pick?
Auritrack does the bookkeeping for you — chat your spending or import a statement, in any currency. Start on the free tier and add the AI features when you want them.