The Best European Finance Apps
Comparing budgeting and expense-tracking apps used in Europe? Each option below links to an honest comparison against Auritrack — the AI finance app that works in every currency and does the tracking for you — including where the other tool still wins.
YNAB alternative
Zero-based budgeting app built on giving every dollar a job, with hands-on manual control.
Buddy alternative
Simple, friendly budgeting app designed for solo use or sharing budgets with a partner or household.
Cashew alternative
Clean, highly customisable budgeting app with a friendly design, budgets and goals, largely free to use.
Dext alternative
Receipt and invoice data-extraction tool that feeds bookkeeping into QuickBooks, Xero and Sage.
Emma alternative
A UK-origin budgeting and subscription tracker that connects all your bank accounts in one place.
GnuCash alternative
Free, open-source desktop double-entry accounting for personal finance and small business.
Kubera alternative
Premium net-worth tracker for modern assets — crypto, stocks, real estate and collectibles — billed annually.
Lunch Money alternative
Indie personal-finance app with native multi-currency, crypto tracking and a developer-friendly API.
Money Manager (Realbyte) alternative
Widely used manual expense manager from Realbyte with a double-entry style ledger, budgets and clear charts.
MoneyWiz alternative
Long-standing cross-platform personal finance manager with accounts, budgets, bills and investment tracking across Mac, iOS, Android and Windows.
Plum alternative
UK and EU auto-saving app that nudges money aside with rules and offers stocks, funds and interest pockets.
PocketSmith alternative
Forecasting and calendar-based budgeting app with multi-currency support and long-range cash-flow projections.
Revolut alternative
Multi-currency neobank with a card, in-app budgeting analytics, savings vaults and investing, on freemium tiers.
Spendee alternative
A multi-currency expense tracker with shared wallets and colourful spending visuals, popular with travellers.
Toshl Finance alternative
Colourful personal budgeting and expense-tracking app with playful monsters, budgets and multi-currency support.
Wallet by BudgetBakers alternative
Popular expense-tracking and budgeting app from BudgetBakers with bank sync, budgets, shared accounts and reports.
Zoho Expense alternative
Corporate travel-and-expense reporting tool with receipt autoscan, approvals and card reconciliation.
Compare and switch
Not sure which to pick?
Auritrack does the bookkeeping for you. Connect your bank on Premium ($20/month) in the US, Canada, Nigeria, Ghana, Kenya and South Africa, or import a statement from any bank, in any currency. It's free on the mobile apps and Telegram, with AI pay-as-you-go; the web app is from $3/month.