The Best UK Finance Apps
Comparing budgeting and expense-tracking apps used in United Kingdom? Each option below links to an honest comparison against Auritrack — the AI finance app that works in every currency and does the tracking for you — including where the other tool still wins.
YNAB alternative
Zero-based budgeting app built on giving every dollar a job, with hands-on manual control.
QuickBooks alternative
Intuit’s full double-entry accounting suite for small businesses, with invoicing and payroll add-ons.
Buddy alternative
Simple, friendly budgeting app designed for solo use or sharing budgets with a partner or household.
Cashew alternative
Clean, highly customisable budgeting app with a friendly design, budgets and goals, largely free to use.
Credit Karma alternative
Free credit-score and finance app funded by credit-card and loan referrals; absorbed parts of Mint.
Dext alternative
Receipt and invoice data-extraction tool that feeds bookkeeping into QuickBooks, Xero and Sage.
Emma alternative
A UK-origin budgeting and subscription tracker that connects all your bank accounts in one place.
Expensify alternative
Expense-report and receipt app with SmartScan, corporate cards and approval workflows for teams.
FreshBooks alternative
Invoicing-first cloud accounting for freelancers and service businesses, with time tracking and payments.
GnuCash alternative
Free, open-source desktop double-entry accounting for personal finance and small business.
Kubera alternative
Premium net-worth tracker for modern assets — crypto, stocks, real estate and collectibles — billed annually.
Lunch Money alternative
Indie personal-finance app with native multi-currency, crypto tracking and a developer-friendly API.
Money Dashboard alternative
UK account-aggregation and budgeting app that connected all your bank accounts in one view; shut down in 2023.
Money Manager (Realbyte) alternative
Widely used manual expense manager from Realbyte with a double-entry style ledger, budgets and clear charts.
Moneybox alternative
UK saving and investing app with round-ups, Cash and Lifetime ISAs, pensions and simple starter portfolios.
MoneyWiz alternative
Long-standing cross-platform personal finance manager with accounts, budgets, bills and investment tracking across Mac, iOS, Android and Windows.
Monzo alternative
UK neobank with a full current account, Pots for saving, budgeting Trends and a live transaction feed.
Plum alternative
UK and EU auto-saving app that nudges money aside with rules and offers stocks, funds and interest pockets.
PocketSmith alternative
Forecasting and calendar-based budgeting app with multi-currency support and long-range cash-flow projections.
Revolut alternative
Multi-currency neobank with a card, in-app budgeting analytics, savings vaults and investing, on freemium tiers.
Sage Accounting alternative
Sage’s cloud accounting for small businesses, with invoicing, bank feeds and cash-flow reporting.
Snoop alternative
UK open-banking money app that links your accounts, tracks bills and flags ways to cut spending, on a freemium plan.
Toshl Finance alternative
Colourful personal budgeting and expense-tracking app with playful monsters, budgets and multi-currency support.
Wallet by BudgetBakers alternative
Popular expense-tracking and budgeting app from BudgetBakers with bank sync, budgets, shared accounts and reports.
Xero alternative
Full cloud double-entry accounting for small businesses, with bank feeds, invoicing and payroll add-ons.
Zoho Books alternative
Cloud accounting inside the Zoho suite, with a free tier for very small businesses and paid tiers above it.
Zoho Expense alternative
Corporate travel-and-expense reporting tool with receipt autoscan, approvals and card reconciliation.
Compare and switch
Not sure which to pick?
Auritrack does the bookkeeping for you. Connect your bank on Premium ($20/month) in the US, Canada, Nigeria, Ghana, Kenya and South Africa, or import a statement from any bank, in any currency. It's free on the mobile apps and Telegram, with AI pay-as-you-go; the web app is from $3/month.